Thomas D. Begley, III, LLC

09/03/2026

09/03/2026

The asset rule most families find out too late

Many people believe their home, car, and savings are fully protected if long term care ever becomes necessary.

In this video, Thomas Begley explains which assets may still count, why extra property and cash savings can become a problem, and how families often use gifting or trusts to help protect what they worked years to build.

Click the bio link to listen to the full episode.
https://bio.link/thomasbegley

09/03/2026

Can a Home Transfer Avoid Medicaid’s Five Year Look Back Rule?

Many people assume every asset transfer will create problems when applying for Medicaid, but that is not always the case.

Certain exceptions exist under the five year look back rule, including some transfers involving a spouse.

Understanding which transfers may be allowed and which could trigger penalties can make a major difference when planning for long term care and protecting family assets.

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https://bio.link/thomasbegley

09/02/2026

The Medicaid rule most families find out too late

A lot of families do not realize that some Medicaid transfers can happen without a penalty.

Thomas Begley breaks down the important exceptions many people miss.

He explains how transfers between spouses, certain transfers to a disabled child, and even a caregiver child can qualify under Medicaid rules.

One example surprises many families when an adult child moves in and cares for a parent long enough to keep them out of a nursing home, the home may legally transfer without penalty.

Click the bio link to listen to the full episode.
https://bio.link/thomasbegley

09/02/2026

The Medicaid timing mistake families regret too late

Thomas Begley shares a real story about a successful doctor who made one costly Medicaid mistake while trying to help his parents with long term care.

Many families apply too early without understanding the five year look back rule, and that single decision can create serious financial problems later.

This is the kind of mistake families never see coming until it is too late.

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https://bio.link/thomasbegley

09/01/2026

The Medicaid asset rule most people never see coming

Most families do not realize Medicaid has strict asset limits until it is too late.

Thomas Begley breaks down what countable and non-countable assets really mean, why the $2,000 limit matters in many states, and how Medicaid decides who qualifies for benefits.

This is information that can save families from costly mistakes during a health crisis.

Click the bio link to listen to the full episode.
https://bio.link/thomasbegley