Troy Martenson Group

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Troy Martenson Group Troy Martenson - Real Estate Expert & Team Leader. Luxury Homes, Listings, Move up Buyers The Troy Martenson Group: Real Estate Experts in MN and NW WI.

Call today for a free consultation, let our Knowledge, Experience and proven marketing plans work for you!

10/09/2026

Here's the real secret to affording a home...focus on Purchasing Power! 🏡 Stop thinking only about the price of the house! Your purchasing power is built from 4 main things - Income, Credit Score, Debt, and Savings. The stronger these are, the more options you have - better neighborhoods, better rates, and lower payments. If you want to grow your purchasing power, here’s where to focus: Increase income — negotiate, upskill, add a second stream. Improve your credit — pay on time, lower credit ca

10/06/2026

Thinking About an Investment Property? 📈 The property matters. The numbers determine if it’s a smart investment. Think cash flow, expenses, location, rental demand, and long-term growth potential. Not sure if an investment property fits your goals? DM me “INVEST” and let’s find the right opportunity.

10/02/2026

Not all offers are equal. Price is only one piece of the deal. Financing strength, contract terms, and timing all matter. The strongest offer is not always the highest price. The details are what win deals.

Comment WIN to learn how to structure a strong offer. 🏡

09/29/2026

The real estate market is always moving. Rates, inventory, and demand continue to shift. Waiting does not guarantee a better outcome. Timing is a strategy shaped by your situation.

Comment MOVE to talk through your timing. 🏡

09/25/2026

Debt-to-income ratio matters more than most buyers realize.

Lenders don’t just look at what you make… they look at what you already owe. Car payments, credit cards, and other debt can shrink your buying power fast.

Your DTI sets the ceiling. Let’s dial in your real number.

09/22/2026

Your credit score does more than qualify you it directly impacts your rate. Even a small increase can save you thousands over time. Lenders reward consistency, and a higher score leads to better terms, so make your credit work in your favor 💳

09/18/2026

Buying a home: True or False edition 🏡

A good credit score means a better interest rate: True
You can’t buy a home without a 650 credit score: False
You can receive a free home value: True

Are you ready to become a homeowner? DM me!

09/15/2026

Still hunting for the right home? 🏡

Comment these 4 things below: location, beds + baths, style, and price range.

I’ll send you homes that actually fit.

09/11/2026

Living room + fireplace inspiration.

Explore these 5 options.

Comment below which is your favorite 👇

09/09/2026

A lot of people are sitting on more equity than they realize 💰

That changes what you can buy next… or whether refinancing even makes sense.

Send me your address, I’ll break down the numbers & your best options.

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Lino Lakes, MN

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