05/21/2018
💹Credit Tip of the Day💹
I get this all of the time "Credit Karma says" and then you go to apply for something and find out your credit score is much lower.
🚨Newsflash🚨 Be CAREFUL when you use CREDIT KARMA. It is a SOLICITATION and ADVERTISEMENT site. It’s not a credit monitoring site . The SCORES are not FICO scores. They are VANTAGE scores. Your CREDITORS and LENDERS do NOT use Vantage scores yet. Therefore, the scores are OFF. Also, when they SUGGEST credit cards to YOU and you APPLY, whether you GET the card or not, they GET a FEE for you APPLYING through THEIR site. Everything that is free is not free. They are GOOD for SENDING alerts though. This is not to DISCREDIT CREDIT KARMA it’s only to educate you! - Jessica Starr Wright