PlanSmart Insurance & Notary

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PlanSmart Insurance & Notary Solutions that help our community save money and peace of mind through health and life insurance challenges. https://calendly.com/hellonellie

My neighbor told me about a Medicare plan that they have, Can I choose the same plan? Read this. ⬇️ ...
10/21/2026

My neighbor told me about a Medicare plan that they have, Can I choose the same plan? Read this. ⬇️



https://plansmartinsure.com

“Informed vs. Uninformed Senior: Why Guidance Matters”Knowledge is coverage — the more you know, the more you save.Every...
10/20/2026

“Informed vs. Uninformed Senior: Why Guidance Matters”

Knowledge is coverage — the more you know, the more you save.
Every year, plans change. Doctors, copays, and benefits can shift quietly in the background.
That’s why working with a local agent means you’re not left guessing — you’re guided. 💛

👉 Let’s review your plan before it renews. https://calendly.com/hellonellie , DM, or comment below

10/20/2026

✍️ If you have Medicare AND Medicaid, you’re considered Dual Eligible — and that means you qualify for WAY more benefits than most people realize. 💛

Here’s what dual eligibility can unlock:
✔️ Lower (or $0) copays
✔️ Lower prescription costs
✔️ Extra benefits like dental, vision, and OTC
✔️ Transportation to appointments
✔️ Better coverage and more support

Most folks don’t know what they’re supposed to receive — and that’s how benefits get missed.

If you want to make sure, you’re getting every benefit you qualify for, I can help you review your options.


✍️ One of the biggest Medicare mistakes I see?People don’t use benefits they already paid for.Medicare covers more than ...
10/17/2026

✍️ One of the biggest Medicare mistakes I see?
People don’t use benefits they already paid for.

Medicare covers more than hospital stays —
but if no one explains it, those benefits get missed.

This is why education matters before you need care.
Knowing what’s covered can save stress, time, and money.

If you’re unsure what your Medicare actually pays for,
that’s not a failure — it’s a system that wasn’t explained well.

And that’s where education comes in. 💛



We do not offer every plan available in your area. Currently we represent 8 organizations which offer 78 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

⚠️ MEDICARE ALERT: Is Your Part B Giveback Shrinking in 2027?If you have a Medicare Advantage plan with a Part B givebac...
10/10/2026

⚠️ MEDICARE ALERT: Is Your Part B Giveback Shrinking in 2027?

If you have a Medicare Advantage plan with a Part B giveback, please read this before Annual Enrollment opens on October 15.

What’s changing: Several major Medicare Advantage carriers are reducing or completely eliminating the Part B giveback for many members in 2027. A smaller giveback means a smaller monthly credit on your Social Security check.

Why it matters, an example: Say your giveback drops by $50 a month and Social Security gives you a $70 cost-of-living raise. You would only see about $20 more each month instead of $70. That’s $600 a year you were counting on.

Don’t let your plan renew automatically without looking. If you don’t review your options by December 7, 2026, your plan will roll into its 2027 version, with whatever benefit cuts, cost changes, or network changes come with it.

What to do now:
✅ Open your Annual Notice of Change (ANOC) letter. It shows exactly what’s changing in your plan.
✅ Check that your doctors and pharmacies are still in network.
✅ Call us to compare your 2027 options side by side, at no cost to you.

📞 PlanSmart Insurance & Notary is here to help. Message us or call to schedule your review.

Medicare alphabet soup? Let’s make it simple. 🔤Those letters describe different coverage—not four separate plans everyon...
10/09/2026

Medicare alphabet soup? Let’s make it simple. 🔤

Those letters describe different coverage—not four separate plans everyone needs to buy.

🏥 PART A — Hospital insurance
Helps cover inpatient hospital care, certain skilled nursing facility care, hospice, and some home health care.

🩺 PART B — Medical insurance
Helps cover doctor visits, outpatient care, preventive services, and medical equipment.

🔄 PART C — Medicare Advantage
An alternative to Original Medicare through a Medicare-approved private plan. It includes your Part A and Part B benefits and usually Part D.

💊 PART D — Prescription drug coverage
Helps cover prescription costs. You can get it through a separate drug plan with Original Medicare or through a Medicare Advantage plan that includes it.

You may also hear about Medicare Supplement insurance, or Medigap. It helps pay certain out-of-pocket costs under Original Medicare.

Still wondering how these pieces fit together?

At PlanSmart, I explain your options in plain English and help you consider your doctors, prescriptions, and budget.

Message me or book a conversation:
https://calendly.com/hellonellie
https://plansmartinsure.com

PlanSmart Insurance & Notary Services
Smart Guidance. Peace of Mind.

Open Enrollment starts October 15! Get a head start with 3 quick steps:Find your Annual Notice of ChangeList your prescr...
10/07/2026

Open Enrollment starts October 15! Get a head start with 3 quick steps:

Find your Annual Notice of Change
List your prescriptions
Write down your doctors and pharmacy

Have those ready and we can cover a lot in one conversation. Book a review: https://calendly.com/hellonellie or call/text 404-913-8411.

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