Karina Lema, Licensed Agent with New York Life

06/06/2017

Keeping a Farm in the Family

Thinking about converting your term life policy? Be sure to watch this video and see how this timely decision saved a family's farm.

As a third-generation dairy farmer, Paul Krzewina’s priority was keeping his 585-acre farm in the family. But doing that meant modernizing, and Paul needed to take out a mortgage to build new barns and buy additional cows. He was concerned, though, that the mortgage would be a burden to his wife, ...

05/19/2017

Amid Grief, Many Silver Linings

Life insurance was there for them in life…and in death. See how an early payout (accelerated benefits) helped a terminally ill wife and her disabled husband.

While helping to build the Los Angeles subway system, Frank Ames was hit by a truck and injured so severely that he was no longer able to work at his construction job. Complications from the injury impacted his life in many ways. Even something seemingly as simple as buying life insurance became ver...

05/14/2017

Happy Mother's Day to all the lovely mothers! Thank you for all that you do, we appreciate every second with you by our side!

04/22/2017

Keeping a Family and a Business Afloat

If you have a family and a business, this video shows why life insurance is an invaluable way to protect them both.

Brigette Hunter was just 27, and a new mother, when she was widowed. Her husband, Matt, was killed in a car accident. To compound her pain, she had to borrow money from her parents to pay for Matt’s funeral, as he had no life insurance. Just six months later, friends introduced Brigette to Anthony...

04/11/2017

"Always kiss your children goodnight, even if they're already asleep."
~H. Jackson Brown, Jr.

04/05/2017

Help secure your grandchildren’s financial future

It’s never too late to give your grandkids a gift that really keeps on giving—life insurance. Let their parents buy the video game system!

Some folks laughingly say that grandchildren are the reward for having lived through their children’s teen years. As most grandparents will admit, it is a reward worth waiting for.

04/03/2017

Keeping a Dream in Place

If you think you can't afford to keep life insurance coverage, this video shows why you can't afford to NOT have it.

Kelly and Ron Franco met while working at a local grocery store, and over time a romance blossomed. Soon after they were married, they sat down with insurance agent Steve Edmondson. He helped them put their long-term dreams into motion by setting up a plan that included permanent life insurance, whi...

04/03/2017

"Do something now that will make the person you'll be tomorrow proud to have been the person you are today."

03/27/2017

"There are only two days in the year that nothing can be done. One is called yesterday and the other is called tomorrow. Today is the right day to love, believe, do and mostly live."
~Dalai Lama

03/26/2017

Sometimes, the best presents are intangible. Life insurance can make a wonderful gift for kids or grandkids – one that will last far into the future. What was the best present you ever gave someone?

03/20/2017

Every morning you have a choice: sleep with your dreams or wake up and chase them.

03/18/2017

A Dream Lives On

"Meanwhile, back at the ranch..." See how life insurance kept this family's dream alive during the worst of circumstances.

Scott Young liked to dream big. Although he came from humble beginnings, through hard work he turned a one-man enterprise into the largest heating and air conditioning business in the county. That allowed Scott and his wife, Cathy, to fulfill another dream—to build a home in the country and work i...

03/17/2017

Looking for a gift your favorite youngsters can’t outgrow? The benefits of giving life insurance might surprise you.

03/13/2017

"Logic will get you from A to B. Imagination will take you everywhere."
~Albert Einstein

03/08/2017

Give Life Insurance Policies As Presents?

#LifeInsurance may not be as cool as an iPad, but its value will be appreciated well into the future.

You may not get oohs and aahs. But life insurance policies can be perfect holiday presents.

03/06/2017

“Your dream is a reality that is waiting for you to materialize. Today is a new day! Don't let your history interfere with your destiny. Learn from your past so that it can empower your present and propel you to greatness.”
~Steve Maraboli

03/02/2017

"Nothing you do for children is ever wasted."
~Garrison Keillor, Leaving Home

03/01/2017

Still Watching Over Them

You may never think it will happen to you, but this video shows how quickly life can change...and how important life insurance can be.

It was close to 11 p.m. the December night when boxer Oscar de la Hoya lost his fight to Manny Pacquiao. The Virgens were saying goodbye to their extended family after watching the match together. Still basking in the glow of family and good food, they headed off to their Port Hueneme, Calif., house...

02/27/2017

“You have a clean slate every day you wake up. You have a chance every single morning to make that change and be the person you want to be. You just have to decide to do it. Decide today’s the day.”
~Brendon Burchard

02/22/2017

When friends and family ask me about leaving a legacy for their children or grandchildren, I simply tell them: Life Insurance — it’s a gift that keeps on giving.

02/20/2017

“A wise man learns by the mistakes of others, a fool by his own.”
~Latin Proverb

Make this week your best one yet!

02/16/2017

“We cannot always build the future for our youth, but we can build our youth for the future.”
~Franklin D. Roosevelt

02/16/2017

His Guardian Angel

See how life insurance helped one man make the transition from loving spouse to single parent.

When John Butcher needed a liver transplant, his wife, Kara, was always by his side. In addition to caring for him, Kara worked at the Amarillo Country Club, which kept the family afloat. About a year after the transplant, life was looking up again. John made a full recovery and was back at work. Ka...

02/15/2017

6 Steps to Prepare Your Finances for a Mortgage

Get ready to take on a mortgage in 6 smart steps.

However intimidating entering--or re-entering--the housing market may feel, the benefits could be huge if you approach it in a sensible way.

01/07/2017

The only constant in life is change. Have you recently gotten married, bought a home, or had a child? Let’s make sure you’re prepared for whatever life has in store.

12/29/2016

How would your family’s life change if you weren’t there to provide for them? With the right amount of #LifeInsurance, you won’t have to think about it. Let’s make sure you have enough coverage.

12/22/2016

You can’t plan for everything, but I can help you #PlanForAlways.

12/15/2016

What’s the next step on the road to great rewards? Let’s review your options together.

12/06/2016

Are you looking for a way to protect your family and give yourself a #FinancialAdvantage? A Whole Life policy can be the solution.

12/04/2016

Last year, the price of tuition, fees and room & board at a private, nonprofit college averaged a record $39,520. So how can you get a quality education without sacrificing your financial health? Contact me to discuss.

11/29/2016

Taking a few moments now to plan your #FinancialFuture can help protect your loved ones for a lifetime. Let’s plan your forever together.

11/23/2016

7 Financial Tips Every College Student Should Know

7 financial tips every college student should know.

Before you hit the books, study up on these 7 essential tips to get a handle on your finances and get the most out of your college experience, for the lowest cost possible.

11/20/2016

Does your portfolio offer a permanent way to protect your family? A Whole Life policy from New York Life can.

11/14/2016

Make their #DreamsComeTrue. Let’s talk soon about how you can.

11/14/2016

The greatest lesson I learned in college was _____.
Help your kids realize their educational goals as well. Contact me to find out how life insurance can help.