Wegner Law PLLC

10/10/2026

Our process is as simple as 1-2-3-4: schedule a consultation, retain our office, upload your documents through our secure client portal, then review and file. We walk with you every step of the way. Learn more at attorneywegner.com or call 817-494-3344.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

Call now to connect with business.

10/10/2026

Wage garnishment or a lawsuit from a creditor? Filing bankruptcy triggers the automatic stay, which can stop most collection actions right away. Talk to a Fort Worth bankruptcy lawyer today: 817-494-3344.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

Call now to connect with business.

10/10/2026

Chapter 7 or Chapter 13? Chapter 7 can wipe out credit cards and medical bills, often in a few months. Chapter 13 lets you catch up on a house or car over 3-5 years while creditors are stopped. Not sure which fits? Call 817-494-3344 for a free consultation.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

Call now to connect with business.

21/10/2025

📚 Economic Snapshot: The Growing Car Loan Crisis 🚗
A recent New York Times article reveals a troubling trend: lower-income Americans are struggling to make car loan payments. Key takeaways:

Auto loan delinquencies have hit nearly 6.5% for subprime loans
Job losses and inflation are pushing many borrowers to the brink
Even middle-income workers are feeling the financial squeeze

One striking example: Jennifer Alba, who lost her contract job and can no longer afford her car payments, illustrating the broader economic challenges facing many Americans.
While experts don't expect this to trigger a major financial crisis, it's a stark reminder of the ongoing economic pressures many families are experiencing.
Read the full article: Lower-Income Americans Are Missing Car Payments
Article by Sydney Ember, The New York Times

26/09/2025

🚨 STUDENT LOAN BORROWERS ARE PLAYING FINANCIAL JENGA - AND LOSING 💳💸
Plot twist: Borrowers are now saying "NOPE" to credit card payments to keep Uncle Sam from snatching 15% of their paychecks! 😱
💥 THE SHOCKING STATS:

Student loan delinquencies have DOUBLED to 29% (nearly 1 in 3 borrowers!)
Trump admin resumed collections in May - wage garnishment notices are hitting mailboxes NOW
Borrowers got comfortable spending elsewhere during the 3-year payment pause... OOPS!

🎯 THE BRUTAL REALITY: Miss your student loan payments and the government can:
✋ Seize 15% of your wages
💰 Steal your tax refund
👴 Even take Social Security benefits
The new borrower strategy? Pay the loan sharks (aka federal government) FIRST, then maybe worry about that Visa bill later. Credit card companies are NOT happy about this plot twist! 📉
Is this financial survival or just kicking the can down the road? 🤔
Story by Emma Ockerman, Yahoo Finance

Student loan borrowers facing wage garnishment intend to put student loan payments ahead of bills for credit cards and personal loans, a TransUnion survey shows.

04/09/2025

🚨 FORT WORTH PARENTS: URGENT 529 Plan Alert 🚨
If you've contributed to your child's 529 college savings in the past year and are facing financial hardship, READ THIS:
❌ Federal bankruptcy law offers NO protection for recent contributions
✅ Texas law provides SIGNFICANT protection with the right strategy
The difference? Choosing the wrong exemptions could cost your child their college fund.

⏰ Time-sensitive decisions matter. Every day counts when protecting your family's future.
Don't navigate this alone. Contact the experienced Fort Worth bankruptcy attorneys at AttorneyWegner.com today.
Because when it comes to your child's education, you can't afford to get it wrong.

26/08/2025

🚨 **Financial Alert: Even "Good Credit" Americans Are Starting to Struggle**

New data shows something concerning is happening to U.S. consumers - even those with excellent credit scores are falling behind on payments.

📊 The numbers are eye-opening:
• 90+ day late payments are up 109% for people with the HIGHEST credit scores (781-850)
• Prime credit customers (661-780 scores) saw a 47% increase in serious delinquencies

What's really worrying? People are defaulting on secured loans like mortgages and car payments - something that usually only happens when finances are truly tight.

This isn't just about "risky" borrowers anymore. When the most creditworthy Americans start struggling with payments, it signals broader economic pressure that's hitting everyone.

Even Walmart is seeing wealthier shoppers switch to their stores to save money as people worry about rising prices and tariffs.

Banks are staying cautiously optimistic but warning that consumer spending could slow down significantly in the coming months.

Bottom line: Keep an eye on your budget and emergency fund. If this trend continues, we could be looking at some economic headwinds ahead.

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*Source: "US consumers with prime credit are starting to slip on payments" by Nupur Anand, Reuters via Yahoo Finance*

17/08/2025

Elderly Homelessness is on the rise.

The housing crisis is requiring creative scrambling and new partnerships from health care organizations to keep older patients out of expensive nursing homes as homelessness grows.

14/08/2025

🚨 URGENT: Student Loan Borrowers Face Wage Garnishment Starting This Summer
The U.S. Department of Education announced its Office of Federal Student Aid (FSA) will resume collections of its defaulted federal student loan portfolio on Monday, May 5th U.S. Department of Education to Begin Federal Student Loan Collections, Other Actions to Help Borrowers Get Back into Repayment | U.S. Department of Education after a 5-year pause. Here's what you need to know:
The Reality: More than 5 million borrowers are in default and 4 million more could be in the same position in a few months, which would put nearly a quarter of the federal student loan portfolio in default CNBCCBS News
What This Means: The Education Department can garnish up to 15% of defaulted borrowers' disposable income and federal benefits, as well as their entire federal tax refunds Student loan borrowers brace for wage garnishment: 'Money is tight when you're a teacher'
Take Action Now:

Contact your loan servicer immediately if you're behind
Explore income-driven repayment plans
Consider loan rehabilitation (9 on-time payments over 10 months)
Don't ignore the notices - you have options!

"Most people who default on their student loans 'truly cannot afford to pay them,'" Student loan borrowers brace for wage garnishment: 'Money is tight when you're a teacher' but waiting won't help. Get ahead of this before it impacts your paycheck.
Link: https://apnews.com/article/wage-garnishment-student-loans-borrowers-487645f5cd25ff4631b0ea1aa2ae6561?utm_source=copy&utm_medium=share

Millions of student borrowers could begin having their wages garnished as soon as this summer. That's according to estimates from credit bureau TransUnion.

11/08/2025

🏠 Facing foreclosure in Texas? You're not alone, and you DO have options.
Many homeowners don't realize that Chapter 13 bankruptcy can legally STOP a foreclosure sale - even if it's scheduled for tomorrow. The automatic stay is incredibly powerful.
✅ Stops foreclosure immediately
✅ Gives you time to catch up on payments
✅ Protects your home through a 5-year plan
Don't wait until it's too late. Knowledge is power when you're fighting for your home.
👉 Read our complete guide: https://attorneywegner.com/2025/08/chapter-13-bankruptcy-stops-foreclosure-heres-how/

Learn how Chapter 13 bankruptcy can stop Texas foreclosure through the automatic stay. Discover the foreclosure timeline, notice requirements, and how bankruptcy creates a powerful legal shield to save your home.