10/12/2025
Back in late 2024, the Fed hinted that rates might improve through 2026 — and a whole lot of buyers tapped the brakes. And sure, we’ve seen a couple small dips this year…but let’s be honest: rates are still hanging out in the mid-6% range. Not much has changed on that front.
But here’s what has changed — and most people don’t even realize it:
• Home prices in several areas have adjusted
• Sellers are more flexible than they’ve been in years
• Competition has cooled way down
In other words, we’ve entered one of those rare windows in real estate that people only recognize after it’s gone.
Here’s the truth:
If you’re waiting for the “perfect” interest rate, you might be waiting a while. And when rates do finally drop, everyone rushes back in at once — prices climb, multiple offers return, and the whole market heats up again.
So why consider buying now?
• There’s far less competition
• Prices are more negotiable
• You can refinance later if rates fall
• But you can’t go back and buy at today’s price once things heat back up
Right now, buyers have something we almost never see: more options, less pressure, and room to negotiate.
If you’ve been thinking about buying, this may be the moment where the market is finally working in your favor — not because rates are perfect, but because the conditions give you leverage.
And as always, let me help you get from where you are now to where you want to be.
