Joe Juliano - Fairway Independent Mortgage Corporation NMLS# 866085

Joe Juliano - Fairway Independent Mortgage Corporation NMLS# 866085 Mortgage Solution Architect • Creative Financing for Modern Buyers • Creative Mortgage Solutionist • DTI Strategist • Non-QM Specialist • Quick Close Guide

🏡 Buyer Opportunity Alert!As rates have moved higher, inventory has grown and competition has eased. Buyers now have mor...
09/04/2026

🏡 Buyer Opportunity Alert!
As rates have moved higher, inventory has grown and competition has eased. Buyers now have more homes to choose from and may have greater negotiating power than we’ve seen in years.
Opportunities may include: ✔️ Price reductions ✔️ Seller concessions ✔️ Closing cost assistance ✔️ Rate buydowns
Every market is different, but today’s buyers may have more leverage than they realize. Let’s connect and discuss your homeownership goals!

5.0 star review received on Experience.com for Joe Juliano by Shana S - Joe is an incredible lending partner and someone...
09/03/2026

5.0 star review received on Experience.com for Joe Juliano by Shana S - Joe is an incredible lending partner and someone I’m grateful to have in my professional circle. He brings valuable lending expertise to the table, making him a fantastic resource throughout any real estate transaction.

His follow up is second to none. He stays front of mind, keeps communication moving and is always available for questions and support. Finding a lending partner who values communication as much as I do is rare, and Joe truly understands how important that is when helping people buy homes.

Beyond his knowledge, Joe is genuine, dependable and clearly cares about the people he works with. He’s a strong partner and someone I’m grateful to have in my corner!

Read more: https://experience.com/reviews/joe-juliano-458387/b28c09f2-7322-40f9-84ce-0ac1cc421369?V=1788462379&utm_source=facebook&utm_medium=autopost&utm_content=13489247

Grateful to stand alongside such a driven, talented group of professionals.Joining the Oliver White Group with Fairway I...
09/03/2026

Grateful to stand alongside such a driven, talented group of professionals.
Joining the Oliver White Group with Fairway Independent Mortgage has been an incredible milestone. Surrounding yourself with people who hold themselves to the highest standard of service, integrity, and client care makes all the difference in this business.
Together, we’re dedicated to guiding families, homebuyer clients, and real estate partners through every step of the mortgage process with clear communication, deep market wisdom, and unwavering support.
Excited for everything we’re building as a team and looking forward to continuing to serve our community at the highest level! 🏠✨

09/02/2026

🏡 Big appraisal changes are coming this November!

UAD 3.6 is changing the way appraisals look, how property data is reported, and even moving away from the traditional appraisal forms we’ve been used to.

If you’re a Realtor, buyer, or seller, and you want breakdown of what’s changing—and what you need to know. 👀

MortgageUpdate

📚🏡 Apparently everyone is posting their back-to-school photos… so I figured I’d get in on the fun. 😂New school year.Same...
09/02/2026

📚🏡 Apparently everyone is posting their back-to-school photos… so I figured I’d get in on the fun. 😂

New school year.
Same mortgage guy who refuses to respect normal business hours. 😎

While the kids are learning reading, writing, and arithmetic, I’ll be teaching:

🏡 Pre-Approval 101
💰 How Much House Can I Actually Afford?
📉 Mortgage Rates Without the Confusing Stuff
📱 And the advanced course: “Yes, You Can Text Your Lender on a Saturday.”

Weekends? I’m working.
Evenings? I’m working.
Found a house at 7:43 PM and need a pre-approval? Class is officially in session. 😂

Ready to buy? Send me a message and let’s get your home-buying homework started. 🏡✏️

High rates holding you back from buying? 📉 Let the seller help you pay less every month!Instead of taking a tiny price d...
09/01/2026

High rates holding you back from buying? 📉 Let the seller help you pay less every month!
Instead of taking a tiny price drop, negotiate seller-paid concessions into a Temporary Rate Buydown. You get a discounted interest rate for the first 1–2 years, giving you lower monthly payments right when you move in.
Swipe through the graphic above to see the difference between a 1-0 and a 2-1 buydown! 📲
Ready to run the numbers for your budget? Let’s chat today! 📱 651-245-4963 | 🌐 www.joedoesmortgages.com

Rent went up… again? 😩Here’s your reminder that it might be worth comparing what you’re paying your landlord each month ...
08/31/2026

Rent went up… again? 😩

Here’s your reminder that it might be worth comparing what you’re paying your landlord each month to what homeownership could actually look like.

🏡 I recently helped a buyer close on a home where their mortgage payment was LOWER than their rent.

That won’t be the case for everyone—but you may be closer to buying than you think.

Before you sign another lease or accept another rent increase, let’s run the numbers. No pressure. Just real numbers and real options.

📲 Message me “RENT” and I’ll help you see what buying could look like.

Joe Juliano | Mortgage Loan Officer
NMLS #866085
Fairway Home Mortgage

My job isn’t just getting your loan approved; it’s protecting your peace of mind from start to finish. I handle the heav...
08/28/2026

My job isn’t just getting your loan approved; it’s protecting your peace of mind from start to finish. I handle the heavy lifting, clear the hurdles before they become headaches, and keep communication completely transparent so you can focus on packing instead of stressing. Reach out today to see if we can help you streamline your financing!

08/26/2026

Did you know pre-approvals expire? 💡 Before scheduling home showings, check back in with your lender to update your numbers and ensure your target price range still fits your current situation. 📲

08/24/2026

Mortgage rates can feel like a toxic ex—you keep checking in, wondering if they’ve changed, or if it’s time to text them. 📲 toxic, right?
Here’s the truth: waiting for the “perfect” rate can backfire. Lower rates mean more buyers back in the game, stiffer competition, and way less negotiating leverage for seller-paid closing costs or price drops.
Focus on finding a house payment and timing that make sense for your budget today, not because an Instagram post said rates are about to hit 4%.
Send me a DM or drop a comment below if you want to look at what your numbers actually look like right now!

Address

7500 Flying Cloud Drive Suite 900
Eden Prairie, MN
55344

Telephone

+16512454963

Website

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