09/23/2026
💭 “I need 20% down before I can buy…”
Not necessarily. 👀🏡
That 20% number gets talked about a LOT but it isn't a universal requirement.
Depending on the loan program and your qualifications, you may find options around 3%, 3.5%, 5%, or more.
The key is knowing what options exist before assuming homeownership is out of reach.
✨ Swipe through your down payment options may be more flexible than you think.
Eligibility, loan limits, income requirements and other restrictions apply.