Buyselldfw

01/27/2026

1008 Turtle Creek Denton
4bd(with two primary), 2 Living areas, 2 Dining areas, a study and 3 car garage (tandem).

02/26/2023

.whitelabelrealty
Amber… is the color of my energy. #311

01/19/2023

01/13/2023

Nice house on 3+ acres.

01/04/2023

Underwriters don't look at income in a vacuum. They look at it in the context of your existing debts. This is known as your debt-to-income ratio or DTI.

DTI measures your current, ongoing debts (like credit cards, auto loans, and student loans) against your gross monthly income. Lenders subtract your current debts to see how much money is left over each month for mortgage payments.

Typically the highest lenders will accept is a DTI below 43%.

Do you pass the DTI test?

01/02/2023

Which one do you side with? The funky and eclectic interior or the neutral and minimal one?

Let me know in the comments!

12/30/2022

Big bay windows, enough backyard space for a garden, a home office... What are the dream features for your next home?

The more you narrow down what your needs and wants are, the easier it will be to find them. Just don't write anything down in stone! Sometimes we think we want something until we see it all together and then change our minds! I have had this happen with a lot of my clients.

If you need help narrowing down your list, then reach out to me! I have helped several people with this process. It doesn't have to be overwhelming!

12/29/2022

Having a birthday celebration so close to Christmas is always such a joy. Celebrating downtown Grapevine. Have you been to main street during the holidays?

12/28/2022

You want to sell and you want to sell fast but reducing the listing price can sometimes have the opposite effect!

Instead of reducing the listing price try giving seller concessions. This is where you agree to pay a certain amount or a certain percentage of the closing costs.

Creativity is key in a market like this one!

12/26/2022

I'll let you in on a little secret.

Refinancing is not free.

Homeowners usually hear a lot about how much they can save by refinancing their mortgagees, but they rarely hear about the fees.

These fees can amount to as much as 2-5 percent of the principal of an existing mortgage.

For example, if your fees are 3 percent on a $250,000 mortgage, then your upfront payment is $7.500. Many lenders will allow you to roll those costs into your new loan, which will increase the principal you must pay.

There is a lot to take into account to make sure it's worth it for you!

Still have questions? I am just 1 DM away!

12/23/2022

Here's my advice to increase your credit score as fast as possible:

1. Increase your credit limit! Did you know you can go into your bank app or website and ask for a credit increase online? It's not a lengthy process and it doesn't affect your credit score! You will either get a yes and the amount your credit limit increased to or a no with a reason. Just because you get more credit doesn't mean you have to use it!

2. Keep your credit utilization to 30% or less. If you have a credit card with 50% of the credit used and another with only 5% used then pay down the one with 50% usage first and if you absolutely have to use a credit card use the one with 5% usage. If you can keep your credit utilization to 7% that would be ideal.

3. Pay down your credit card debt. Yes, I know you've probably heard this one before but it is the most important thing you can do. Even if it's an extra $50 each month, it still counts! Not having Netflix or eating out for a few months will give you way greater benefits down the road.

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