07/23/2026
The Michigan No-Fault law can be complicated and difficult to understand. But what was its original purpose when it took effect in 1973?
The law was created to help people injured in motor vehicle crashes receive prompt payment of medical bills, lost wages and other necessary benefits from their own auto insurance company, without having to resort to a lawsuit.
Over time, the system became more complicated. Many accident victims found themselves facing delays, denials and rising insurance costs, often forcing them to fight for the benefits the law was meant to provide.
Learn more about the Michigan No-Fault law:
Originally adopted in 1973, Michigan’s unique Automobile No-Fault Insurance law was designed to ensure prompt payment of medical bills, work loss, and replacement services by your auto insurance company without having to resort to a lawsuit if you were involved in a motor vehicle crash.