Kindlund Legal LLC

02/17/2021

Biden extends foreclosure moratorium, mortgage forbearance through June

https://www.nbcnews.com/news/amp/ncna1257983?fbclid=IwAR0RRDYZc2iuI_lrCQ3BJTBr-2Ikwx6D3Gb4IN3Q3Y7ME9iRSXRnwN4zodE

This is the second time President Joe Biden has extended the relief since he took office.

02/12/2021

Overcoming The Roadblocks Of Bankruptcy

Pursuing bankruptcy can be scary, but a legal professional can help adults take the first step.

02/11/2021

3 Steps To Ensure A Remarkably Fast Recovery From Bankruptcy

Having the right plan can help you recover from bankruptcy quickly. https://bit.ly/3tpKlwN

A bankruptcy can stay on your credit report for up to ten years. But your credit score can recover a lot more quickly. Here are three steps to ensure a rapid recovery.

02/05/2021

What Is A Reaffirmation Agreement? | Bankrate

Before you sign a reaffirmation agreement, it’s a good idea to consult a bankruptcy attorney. An experienced attorney can help you determine if it’s the right fit for you and, if it is, make sure that you do everything correctly and in your best interests. https://bit.ly/3trpr0e

If you’re going through bankruptcy, you may want to reaffirm some of your debts.

02/01/2021

I'm grateful for wonderful clients

Five star review posted 3 days ago:
Jillian is a true professional. She is always there whenever you need her. She's very proficient with her time managment and very organized. Very easy to communicate with as well. I would definitely recommend her to any of my family and friends who are in need of her services. Kudos to you Jillian for making what I believed was the worst nightmare of my life into the brightest path of my future. Thank you!

01/29/2021

How to Rebuild Credit After Bankruptcy | The Motley Fool

Bankruptcy will stay on your record for up to seven years to 10 years, depending on what chapter you file. The good news, however, is that you can establish good credit even with a bankruptcy filing on your record. https://bit.ly/2FBtLQC

Filed for bankruptcy? Here's how to salvage your credit after the fact.

01/25/2021

FIVE STAR REVIEW POSTED TODAY
2021-01-25
*****
2020 wound down with it’s negative effects dominating our-lives, scared, wounded and living anguished. Angel Jillian is the tool that is used by the Lord to cause hope and bring joy to others. Through her technical capabilities, Jillian labors to help the anguished with total devotion and commitment. You are truly a peoples servant. As for my household, we shall always carry you in our shirt pockets. Thank you for your service.
— Mike

01/22/2021

What Is Bankruptcy? - NerdWallet

Are you facing a mountain of debt and not making any progress surmounting it? Bankruptcy may be the tool you need to get over the hump.

Bankruptcy is a legal tool to help you manage overwhelming debt, with common types including Chapter 7 bankruptcy and Chapter 13 bankruptcy. Learn about the various kinds and whether bankruptcy is right for you.

01/19/2021

Sworn in today at the United States District Court Eastern District of Virginia. I’m official at the Federal level now.

01/19/2021

7 common myths about how bankruptcy affects credit

Before taking the big leap into bankruptcy, consult a bankruptcy attorney and learn the facts about how credit scores treat bankruptcy. You just may be able to minimize the damage and get a jump on re-establishing your credit after filing.

Lets clear up some common misconceptions about what bankruptcy does to your credit.

01/02/2021

There is life after declaring personal bankruptcy, but it comes with some big costs

Whatever the reasons for your bankruptcy, it’s important to emphasize that the past is behind you, and demonstrate the steps you’re taking to rebuild your credit and build a stronger future. And that sort of fresh start is precisely what bankruptcy promises. https://cnb.cx/3hpjoUj

Personal bankruptcy offers a fresh start for those with high debt levels, but it also comes with long-term costs related to real estate, credit, and jobs.

12/30/2020

What Is Chapter 7 Bankruptcy?

Chapter 7 bankruptcy is a way for Americans down on their financial luck to sell off assets and have specific debts discharged by a bankruptcy court. http://bit.ly/37TAt2G

Chapter 7 bankruptcy may be a necessary evil for down-on-their luck Americans. Here's what you need to know.

12/22/2020

Five star review today- I’m so happy to provide service to our clients:
⭐️⭐️⭐️⭐️⭐️
Lawyer Jillian Kindlund is an excellent lawyer. She is responsible and responsive I've never been in safer hands.

12/17/2020

How Seniors Can Recover From a Bankruptcy Filing

After a bankruptcy filing, it’s important for seniors to focus on the fundamentals of financial stability. http://bit.ly/2PLJ4OQ

Because seniors don’t have much time to make up for the damage wrought by bankruptcy, experts say they need to be proactive in taking steps to recover and move on. Here are some tips.

12/14/2020

Complete Guide: Chapter 13 Bankruptcy | Bankrate

Generally, people choose Chapter 13 when their monthly debt payments are too much to handle but they have a job and want to keep certain assets. If you’ve maxed out your credit cards, you can’t afford to pay for basics like groceries and you’re constantly avoiding phone calls from debt collectors, you might consider this route. https://bit.ly/3qL6F2D

Chapter 13 lets you use your income to repay some of your debts.

12/13/2020

💫💫Happy to announce that I’ve been admitted to the Virginia Bar. 💫💫

My practice continues in the areas of bankruptcy, debt settlement and loan modification in Maryland and the District of Columbia and now Virginia too.

www.kindlundlegal.com

#virginiabankruptcyattorney
#loudouncountybankruptcyattorney

12/09/2020

When Can I Apply For A Credit Card After Bankruptcy?

It’s still possible to get a credit card after bankruptcy, but you’ll only be eligible for secured cards or cards designed for those with poor or no credit. Your best bet is to apply for a card as soon as you can after your bankruptcy is discharged, or completed, so you can start rebuilding your credit right away. https://bit.ly/3msy7ji

Filing for bankruptcy can put a big dent in your credit score and it will take some time to recover. In spite of the damage to your score, it’s still possible to get a credit card, but you’ll only be eligible for secured cards or cards designed for those with poor or no credit. Your best bet is ...

12/03/2020

Complete Guide: Bankruptcy 101 | Bankrate

Different types of bankruptcy can lead to different outcomes, and the unique types of bankruptcy are also geared toward different types of consumers. https://bit.ly/2VoJX1P

How your bankruptcy will play out depends on the type of bankruptcy you file.

11/29/2020

Nearly 19 million Americans could lose their homes when eviction limits expire Dec. 31

https://www.cbsnews.com/amp/news/eviction-19-million-americans-risk-moratorium-coronavirus/

Millions of households are behind on their rent and face a potential "fiscal cliff" early next year.

11/27/2020

A client sent this to me yesterday:

Dear Jillian!
I wanted you to know that when everything seemed asymmetrical, you gave me not only hope but a dose of gratitude and therefore my reason to be thankful. Happy Thanksgiving to you Ma'am.

11/26/2020

What Is Wage Garnishment?

Filing for bankruptcy is one way to stop wage garnishment. An attorney can advise on whether bankruptcy is the right choice based on your specific circumstances. http://bit.ly/36qLOac

Here's a quick guide to wage garnishment so you can avoid it.

11/24/2020

What new debt collector rules mean for you

For the more than 68 million U.S. adults with debt in collections, knowing their legal rights is crucial. https://bit.ly/2IWICMV

Working with third-party debt collectors can be confusing and scary. And now the rules are changing.

11/19/2020

For Millions Deep in Student Loan Debt, Bankruptcy Is No Easy Fix

Bankruptcy gives over 700,000 debtors a fresh start every year. Bills for credit cards and medical expenses can be wiped away by a few strokes of a judge’s pen, and debts that don’t vanish are reduced. But student loan debts don’t go away as easily. https://nyti.ms/35pwblg

It’s an extremely difficult debt to discharge, and only a few hundred people a year even try. Here are the stories of some who succeeded — mostly.

11/17/2020

The Ultimate Guide to Personal Bankruptcy in America

Bankruptcy is often a topic that makes people feel ashamed, insecure, anxious or guilty. The truth is, like any other financial transaction, it’s just business. https://bloom.bg/3pjqJIH

It’s one of the ironies of the pandemic economy: People aren’t filing for bankruptcy like they used to, in part because of government intervention to stop debt collections and evictions. Eventually, the support will run out.

11/17/2020

Ready for Thanksgiving?

11/13/2020

What If A Person’s Debt Is Too High?

It is important to calculate one’s expenses to see if debt is greater than income.

Understand debt-to-income ratios.

10/28/2020

Five star review today

I'm truly happy for working with great clients:

SHE'S AN AMAZING LAWYER...SHE KNOWS WHAT SHE DOING..I HAD NO HASSLES WITH HER..SHE MADE THINGS CLEAR AND UNDERSTANDABLE...THANKS FOR YOUR SERVICE KINDLUND LEGAL!!!

10/27/2020

The Bankruptcy Means Test: What It Is, Why It Matters - NerdWallet

The #bankruptcy means test determines who can file for debt forgiveness through Chapter 7 bankruptcy.

The bankruptcy means test determines who can file for debt forgiveness through Chapter 7 bankruptcy. It takes income, expenses and family size into account.

10/27/2020

Five ⭐️⭐️⭐️⭐️⭐️ review:
I’m grateful for wonderful clients!

I was at a very low point in my life attempting to get assistance to resolve a financial debt I owed...I tried several legal assistance programs...Kindlund Legal jumped right in providing relief that was not just affective, but that fit my budget. I recommend this Legal service to anyone...wanting to get their financial obligations resolved. Communication was excellent keeping me in the loop for the entire time. Thank you Kindlund Legal...for all your assistance.

10/26/2020

What Homeowners Should Know About Mortgage Forbearance | Bankrate

https://www.bankrate.com/mortgages/everything-you-should-know-about-mortgage-forbearance/

Answers to borrowers most common mortgage forbearance questions.

10/26/2020

Voters Flock To Cast Ballots As Early Voting Starts In Maryland | DCist

https://dcist.com/story/20/10/26/energized-voters-flock-to-cast-ballots-on-first-day-of-early-voting-in-maryland/

Eight days of early voting started on Monday in Maryland, and voters on both sides said they were more energized than ever to participate.

10/24/2020

Bankruptcies are expected to surge — but a filing isn't fatal to your credit

Although a bankruptcy filing remains on your credit report for up to a decade, the situation is not quite as bad as it seems. The effect on your credit will diminish over time until it drops off your report completely. https://yhoo.it/35Ee2zp

Though bankruptcy can tarnish your credit for years, it's not quite as bad as it seems.

10/17/2020

What Really Happens When You File for Bankruptcy?

If your financial situation has you feeling like there is no light at the end of the tunnel, you may be considering filing for bankruptcy. http://bit.ly/32J7nkt

Filing for bankruptcy is always an option—but is it the right one for you?

10/15/2020

Why Bankruptcy Doesn't Have To Be Scary

I can help people who are struggling with debt confidently pursue a fresh start.

10/12/2020

How to Bounce Back From Bankruptcy in 5 Easy Steps

Recovery from bankruptcy is a step-by-step and often gradual process, and is best achieved by personally committing to good, healthy, financial practices. https://yhoo.it/32sGEZi

A bankruptcy isn’t the end of the world. Here’s how to recover from one.