This is the second time President Joe Biden has extended the relief since he took office.
Hardships can happen to anyone, at any time. As a bankruptcy attorney, I help my clients deal with their debts and gain them new financial beginnings.
I have been assisting Maryland residents dealing with a number of debt problems for decades. As a former bankruptcy trustee, I know what perspective the “other side” of a bankruptcy case will take and the questions they will ask. With this knowledge, I can effectively prepare your Chapter 7 or Chapter 13 bankruptcy petition. If we discuss your financial situation and bankruptcy is not your best interest, I can also seek other debt relief methods. This includes loan modifications for mortgages through the Home Affordable Refinance Program (HARP) or Home Affordable Modification Program (HAMP), seeking possible debt forgiveness or reductions for student loans and other possible options. For every individual, family or small business I work with, it is my goal to find the best legal solution available to help minimize debt and achieve the financial stability my clients deserve. I am able to work with those facing: • Serious debt from credit cards or medical bills • Home foreclosure • Overwhelming student loans or car loans • Mortgage arrears • Back taxes • Wage garnishment It is in your best interest to reach out to an attorney as soon as possible to make sure you avoid common mistakes homeowners and individuals with debt can make. My team and I know how to file what needs to be filed on your behalf, and can advise you about what to expect during and after the legal process. I can also assist those seeking citizenship or permanent residency. I offer a free half hour consultation over the phone or in person, so take charge of your finances and call me today at (240) 688-9000. If Spanish is your primary language, know that you are welcome to call—my staff includes native Spanish speakers
Payment Options: Cash Mastercard Visa
This is the second time President Joe Biden has extended the relief since he took office.
Pursuing bankruptcy can be scary, but a legal professional can help adults take the first step.
Having the right plan can help you recover from bankruptcy quickly. https://bit.ly/3tpKlwN
A bankruptcy can stay on your credit report for up to ten years. But your credit score can recover a lot more quickly. Here are three steps to ensure a rapid recovery.
Before you sign a reaffirmation agreement, it’s a good idea to consult a bankruptcy attorney. An experienced attorney can help you determine if it’s the right fit for you and, if it is, make sure that you do everything correctly and in your best interests. https://bit.ly/3trpr0e
If you’re going through bankruptcy, you may want to reaffirm some of your debts.
I'm grateful for wonderful clients
Five star review posted 3 days ago:
Jillian is a true professional. She is always there whenever you need her. She's very proficient with her time managment and very organized. Very easy to communicate with as well. I would definitely recommend her to any of my family and friends who are in need of her services. Kudos to you Jillian for making what I believed was the worst nightmare of my life into the brightest path of my future. Thank you!
Bankruptcy will stay on your record for up to seven years to 10 years, depending on what chapter you file. The good news, however, is that you can establish good credit even with a bankruptcy filing on your record. https://bit.ly/2FBtLQC
Filed for bankruptcy? Here's how to salvage your credit after the fact.
FIVE STAR REVIEW POSTED TODAY
2020 wound down with it’s negative effects dominating our-lives, scared, wounded and living anguished. Angel Jillian is the tool that is used by the Lord to cause hope and bring joy to others. Through her technical capabilities, Jillian labors to help the anguished with total devotion and commitment. You are truly a peoples servant. As for my household, we shall always carry you in our shirt pockets. Thank you for your service.
Are you facing a mountain of debt and not making any progress surmounting it? Bankruptcy may be the tool you need to get over the hump.
Bankruptcy is a legal tool to help you manage overwhelming debt, with common types including Chapter 7 bankruptcy and Chapter 13 bankruptcy. Learn about the various kinds and whether bankruptcy is right for you.
Sworn in today at the United States District Court Eastern District of Virginia. I’m official at the Federal level now.
Before taking the big leap into bankruptcy, consult a bankruptcy attorney and learn the facts about how credit scores treat bankruptcy. You just may be able to minimize the damage and get a jump on re-establishing your credit after filing.
Lets clear up some common misconceptions about what bankruptcy does to your credit.
Whatever the reasons for your bankruptcy, it’s important to emphasize that the past is behind you, and demonstrate the steps you’re taking to rebuild your credit and build a stronger future. And that sort of fresh start is precisely what bankruptcy promises. https://cnb.cx/3hpjoUj
Personal bankruptcy offers a fresh start for those with high debt levels, but it also comes with long-term costs related to real estate, credit, and jobs.
Chapter 7 bankruptcy is a way for Americans down on their financial luck to sell off assets and have specific debts discharged by a bankruptcy court. http://bit.ly/37TAt2G
Chapter 7 bankruptcy may be a necessary evil for down-on-their luck Americans. Here's what you need to know.
Five star review today- I’m so happy to provide service to our clients:
Lawyer Jillian Kindlund is an excellent lawyer. She is responsible and responsive I've never been in safer hands.
After a bankruptcy filing, it’s important for seniors to focus on the fundamentals of financial stability. http://bit.ly/2PLJ4OQ
Because seniors don’t have much time to make up for the damage wrought by bankruptcy, experts say they need to be proactive in taking steps to recover and move on. Here are some tips.
Generally, people choose Chapter 13 when their monthly debt payments are too much to handle but they have a job and want to keep certain assets. If you’ve maxed out your credit cards, you can’t afford to pay for basics like groceries and you’re constantly avoiding phone calls from debt collectors, you might consider this route. https://bit.ly/3qL6F2D
Chapter 13 lets you use your income to repay some of your debts.
💫💫Happy to announce that I’ve been admitted to the Virginia Bar. 💫💫
My practice continues in the areas of bankruptcy, debt settlement and loan modification in Maryland and the District of Columbia and now Virginia too.
It’s still possible to get a credit card after bankruptcy, but you’ll only be eligible for secured cards or cards designed for those with poor or no credit. Your best bet is to apply for a card as soon as you can after your bankruptcy is discharged, or completed, so you can start rebuilding your credit right away. https://bit.ly/3msy7ji
Filing for bankruptcy can put a big dent in your credit score and it will take some time to recover. In spite of the damage to your score, it’s still possible to get a credit card, but you’ll only be eligible for secured cards or cards designed for those with poor or no credit. Your best bet is ...
Different types of bankruptcy can lead to different outcomes, and the unique types of bankruptcy are also geared toward different types of consumers. https://bit.ly/2VoJX1P
How your bankruptcy will play out depends on the type of bankruptcy you file.
Millions of households are behind on their rent and face a potential "fiscal cliff" early next year.
A client sent this to me yesterday:
I wanted you to know that when everything seemed asymmetrical, you gave me not only hope but a dose of gratitude and therefore my reason to be thankful. Happy Thanksgiving to you Ma'am.
Bankruptcy gives over 700,000 debtors a fresh start every year. Bills for credit cards and medical expenses can be wiped away by a few strokes of a judge’s pen, and debts that don’t vanish are reduced. But student loan debts don’t go away as easily. https://nyti.ms/35pwblg
It’s an extremely difficult debt to discharge, and only a few hundred people a year even try. Here are the stories of some who succeeded — mostly.
Bankruptcy is often a topic that makes people feel ashamed, insecure, anxious or guilty. The truth is, like any other financial transaction, it’s just business. https://bloom.bg/3pjqJIH
It’s one of the ironies of the pandemic economy: People aren’t filing for bankruptcy like they used to, in part because of government intervention to stop debt collections and evictions. Eventually, the support will run out.
Ready for Thanksgiving?
It is important to calculate one’s expenses to see if debt is greater than income.
Understand debt-to-income ratios.
Five star review today
I'm truly happy for working with great clients:
SHE'S AN AMAZING LAWYER...SHE KNOWS WHAT SHE DOING..I HAD NO HASSLES WITH HER..SHE MADE THINGS CLEAR AND UNDERSTANDABLE...THANKS FOR YOUR SERVICE KINDLUND LEGAL!!!
The #bankruptcy means test determines who can file for debt forgiveness through Chapter 7 bankruptcy.
The bankruptcy means test determines who can file for debt forgiveness through Chapter 7 bankruptcy. It takes income, expenses and family size into account.
Five ⭐️⭐️⭐️⭐️⭐️ review:
I’m grateful for wonderful clients!
I was at a very low point in my life attempting to get assistance to resolve a financial debt I owed...I tried several legal assistance programs...Kindlund Legal jumped right in providing relief that was not just affective, but that fit my budget. I recommend this Legal service to anyone...wanting to get their financial obligations resolved. Communication was excellent keeping me in the loop for the entire time. Thank you Kindlund Legal...for all your assistance.
Answers to borrowers most common mortgage forbearance questions.
Eight days of early voting started on Monday in Maryland, and voters on both sides said they were more energized than ever to participate.
Although a bankruptcy filing remains on your credit report for up to a decade, the situation is not quite as bad as it seems. The effect on your credit will diminish over time until it drops off your report completely. https://yhoo.it/35Ee2zp
Though bankruptcy can tarnish your credit for years, it's not quite as bad as it seems.
I can help people who are struggling with debt confidently pursue a fresh start.
Recovery from bankruptcy is a step-by-step and often gradual process, and is best achieved by personally committing to good, healthy, financial practices. https://yhoo.it/32sGEZi
A bankruptcy isn’t the end of the world. Here’s how to recover from one.
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