08/11/2026
Buying this year but not sure how much home you can *comfortably* afford? 🏡
Use the 3-bucket rule:
• Mortgage & housing costs
• Monthly living expenses
• Savings + fun money
If your future payment squeezes any of these too hard, it’s a red flag.
Start by tracking 60 days of spending, then test a “practice payment” by moving that amount into savings each month. If it feels tight now, it will feel tighter after you move.
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