Tany Tax & Financial Services llc

10/21/2026

A bigger sales month can hide a collection problem.

Compare what customers owe with what actually arrived in the bank. Keep a regular review of overdue invoices alongside your sales report.

What tells you more about your week: sales booked or cash collected?

10/20/2026

Michigan employers: account activation belongs to you. UIA's October 7 newsletter says employers must activate their own MiUI accounts; a third party administrator cannot do it for them. The benefits system rollout is planned for November 9. Review MiUI University and current agency updates before the transition.

For bookkeeping support, visit www.terrietany.com.

Source announcement or update: October 7, 2026. Verified October 16, 2026. Follow up coverage.
https://www.michigan.gov/leo/bureaus-agencies/uia/employers/michigan-employer-advisor/2026/10/07/october

10/20/2026

A federal tax balance does not sit still. For the fourth quarter of 2026, the IRS individual underpayment interest rate is 7% per year, compounded daily.

Before putting a balance off, business owners should confirm what is owed and compare payment options with upcoming payroll, vendors, and operating cash needs.

Tany Tax & Financial Services breaks down the practical next steps here: https://yourbizaccountant.substack.com/p/the-irs-is-charging-7-again-what?utm_source=facebook&utm_medium=organic_social&utm_campaign=substack_newsletter_20261009&utm_content=newsletter_facebook

General educational information, not individualized advice.

# # The Big Tax or Business Update

10/20/2026

Same expense. Recorded twice?

Before adding an imported transaction, check whether the bill or expense is already in your books. Compare the payee, amount and date, and match it to your records.

Save this quick check for your next bookkeeping review, or share it with a business owner who handles their own books.

Tany Tax & Financial Services | Central Florida and virtual services nationwide.
Monthly bookkeeping: https://www.terrietany.com/services/monthly-bookkeeping?utm_source=facebook&utm_medium=organic_social&utm_campaign=fb_bookkeeping_30day&utm_content=reel_duplicate_check

10/20/2026

Payroll teams: watch SSA's optional Signature PIN rollout. SSA anticipates availability for the wage reporting season beginning December 2026. No employer action is required now. If an employer opts in, authorized third party submissions must also include the PIN. Check SSA for updated implementation guidance before changing your process.

For bookkeeping support, visit www.terrietany.com.

Source: SSA employer guidance; rollout anticipated, not yet active. Verified October 16, 2026. Follow up coverage.
https://www.ssa.gov/employer/employer-signature-pin.htm

10/20/2026

New York sales tax vendors: review your PAID letter. This ongoing program can discount all penalties and half the interest on eligible bills if every required reduced balance is paid electronically by December 31, 2026. Eligibility restrictions apply. Verify the listed assessment IDs and official instructions before paying.

For bookkeeping support, visit www.terrietany.com.

Source announcement or update: October 13, 2026. Verified October 16, 2026. Follow up coverage.
https://www.tax.ny.gov/enforcement/paid.htm

10/20/2026

An empty bank feed is not proof your books are finished.

A transaction can be categorized and still be wrong. Check supporting records and reconcile the account before trusting the result.

Which gives you more confidence: an empty task list or a balance you can explain?

10/20/2026

A sale is not the finish line if the invoice is still unpaid.

My take: a clear payment process deserves as much attention as making the sale. Confirm the billing contact, use agreed payment terms and set a follow-up date.

Which needs more attention in your business: winning new work or collecting for work already completed?

10/19/2026

Veteran entrepreneurs: specialized training is expanding. SBA announced $1.05 million awarded to five training organizations on October 14. Programs operating through April 30, 2027 cover procurement, business acquisition and other sectors. These are organizational awards, not automatic cash grants to business owners. Check the listed providers for participation details.

For bookkeeping support, visit www.terrietany.com.

Source announcement or update: October 14, 2026. Verified October 16, 2026. Follow up coverage.
https://legacy.sba.gov/article/2026/10/14/sba-announces-105-million-grant-awards-specialized-veteran-entrepreneurship-training

10/19/2026

California employers: closure does not end wage obligations. On October 16, the Labor Commissioner announced nearly $2 million recovered for 136 former Capital Mailing workers after a multiyear case. This is an enforcement result, not a new wage law. Review final payroll and applicable closure requirements with qualified advisers.

For bookkeeping support, visit www.terrietany.com.

Source announcement or update: October 16, 2026. Verified October 16, 2026. Follow up coverage.
https://www.dir.ca.gov/DIRNews/2026/2026-84.html