Haas & Zaltz, LLP, 365 Route 59, Airmont, NY (2026)

11/03/2025

2.8 Percent COLA Increase for 2026 Social Security Benefits: November 3, 2025 Social Security benefits will increase by 2.8 percent in 2026 due to the annual cost-of-living adjustment (COLA).This increase applies to Social Security and Supplemental Security Income (SSI) recipients, with payments starting in January 2026 for Social Security and December 31, 2025, for SSI.The average retired worker’s monthly...

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November 3, 2025 Social Security benefits will increase by 2.8 percent in 2026 due to the annual cost-of-living adjustment (COLA).This increase applies to Social Security and Supplemental Security Income (SSI) recipients, with payments starting in January 2026 for Social Security and December 31, 20...

10/23/2025

Emotional Wellness Among Older Adults in Long-Term Care: October 23, 2025 Emotional wellness is critical, but often overlooked, for older adults in long-term care.Approaches that do not involve medications (e.g., gardening, reminiscence therapy, social activities, and technology) show promise in improving emotional well-being.Families can also play a vital role in supporting residents’ emotional health through visits, advocacy, and...

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October 23, 2025 Emotional wellness is critical, but often overlooked, for older adults in long-term care.Approaches that do not involve medications (e.g., gardening, reminiscence therapy, social activities, and technology) show promise in improving emotional well-being.Families can also play a vita...

09/25/2025

Getting Help for a Parent With Memory Loss: September 25, 2025Seeking a timely diagnosis for memory loss or cognitive decline in an aging parent is crucial for early intervention and future planning.Despite potential challenges like the parent’s denial or fear, adult children can encourage seeking professional help through sensitive conversations and by utilizing at-home cognitive tests as a...

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September 25, 2025Seeking a timely diagnosis for memory loss or cognitive decline in an aging parent is crucial for early intervention and future planning.Despite potential challenges like the parent’s denial or fear, adult children can encourage seeking professional help through sensitive convers...

09/25/2025

Ensure Your Elder Law Attorney Understands Medicaid Planning: September 25, 2025Working with an experienced elder law attorney who understands Medicaid is crucial for long-term care planning and applications.Red flags indicating an attorney’s inexperience include a lack of specific Medicaid knowledge, inadequate assessment of individual situations, and insufficient planning for asset protection.Unprofessional consultations and a lack of clarity regarding...

The post Ensure Your Elder Law Attorney Understands Medicaid Planning appeared first on Haas & Zaltz, LLP.

September 25, 2025Working with an experienced elder law attorney who understands Medicaid is crucial for long-term care planning and applications.Red flags indicating an attorney’s inexperience include a lack of specific Medicaid knowledge, inadequate assessment of individual situations, and insuf...

09/09/2025

Baby Boomers and Beyond: Working Far Past Retirement Age: September 9, 2025 A growing number of Americans are working past traditional retirement age, often due to financial necessity but also for engagement and purpose. Working later in life has significant implications for financial planning, health care, and estate planning, requiring careful consideration of taxes, benefits, and legal documents. Many...

The post Baby Boomers and Beyond: Working Far Past Retirement Age appeared first on Haas & Zaltz, LLP.

September 9, 2025 A growing number of Americans are working past traditional retirement age, often due to financial necessity but also for engagement and purpose. Working later in life has significant implications for financial planning, health care, and estate planning, requiring careful considerat...

08/27/2025

How Specific Devises Impact Inheritance: August 27, 2025 Sometimes even the best laid plans do not work out. Most everyone has certain goals in mind for their Estate Plan, including detailed disposition of their assets upon death. Often, these goals reflect long-standing plans to reward a beneficiary for their devotion to the business or even...

The post How Specific Devises Impact Inheritance appeared first on Haas & Zaltz, LLP.

August 27, 2025 Sometimes even the best laid plans do not work out. Most everyone has certain goals in mind for their Estate Plan, including detailed disposition of their assets upon death. Often, these goals reflect long-standing plans to reward a beneficiary for their devotion to the business or e...

08/27/2025

The Effects of Family Caregiving on Older Adults: August 27, 2025 Many older adults become caregivers for their spouses or partners. This can be challenging as the caregiver may also be dealing with their own age-related health issues.Family caregivers are providing more intense and longer-term care, often involving physically demanding tasks and complex medical duties, for which they...

The post The Effects of Family Caregiving on Older Adults appeared first on Haas & Zaltz, LLP.

August 27, 2025 Many older adults become caregivers for their spouses or partners. This can be challenging as the caregiver may also be dealing with their own age-related health issues.Family caregivers are providing more intense and longer-term care, often involving physically demanding tasks and c...

08/21/2025

Your Unpaid Medical Debt Won’t Be Erased From Credit Reports: August 21, 2025A recent federal court ruling reversed a rule that would have removed medical debt from credit reports, meaning this debt can continue to negatively impact credit scores.Older adults are disproportionately affected by medical debt due to fixed incomes and health issues, facing reduced borrowing opportunities and financial instability.While...

The post Your Unpaid Medical Debt Won’t Be Erased From Credit Reports appeared first on Haas & Zaltz, LLP.

August 21, 2025A recent federal court ruling reversed a rule that would have removed medical debt from credit reports, meaning this debt can continue to negatively impact credit scores.Older adults are disproportionately affected by medical debt due to fixed incomes and health issues, facing reduced...

07/30/2025

Why the Social Security Retirement Age Is Now 67, Not 65: July 30,2025 Full Social Security Retirement Age (FRA) is 67 for those born in 1960 or later, not 65 as it once was, due to legislation adjusting for increased life expectancy.Claiming Social Security benefits before FRA results in permanently reduced monthly payments.Your plans for retirement should consider your health, work...

The post Why the Social Security Retirement Age Is Now 67, Not 65 appeared first on Haas & Zaltz, LLP.

July 30,2025 Full Social Security Retirement Age (FRA) is 67 for those born in 1960 or later, not 65 as it once was, due to legislation adjusting for increased life expectancy.Claiming Social Security benefits before FRA results in permanently reduced monthly payments.Your plans for retirement shoul...

07/06/2025

Graduation . . . What’s Next?: July 3, 2025 Summer brings longer days, hotter temperatures, thoughts of vacation, and graduation parties. For those hosting graduation parties, or for those in whose honor those parties are held, it’s an opportune time to consider Estate Planning. Many high school graduates head off to college in the autumn and...

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July 3, 2025 Summer brings longer days, hotter temperatures, thoughts of vacation, and graduation parties. For those hosting graduation parties, or for those in whose honor those parties are held, it’s an opportune time to consider Estate Planning. Many high school graduates head off to college in...

05/23/2025

Will Student Loan Debt Reduce Your Retirement Benefits?: May 21, 2025 The U.S. Department of Education has announced it will begin forced collections on defaulted federal student loan debt, affecting more than 5 million borrowers with potential wage garnishment, tax refund seizure, and reduced federal benefits.About 2.9 million Americans aged 62 and older have student loan debt. Nearly...

The post Will Student Loan Debt Reduce Your Retirement Benefits? appeared first on Haas & Zaltz, LLP.

May 21, 2025 The U.S. Department of Education has announced it will begin forced collections on defaulted federal student loan debt, affecting more than 5 million borrowers with potential wage garnishment, tax refund seizure, and reduced federal benefits.About 2.9 million Americans aged 62 and older...

05/16/2025

Why Aren’t More Older Adults Thinking About Long-Term Care?: May 16, 2025 Many older adults underestimate their likelihood of needing sustained, day-to-day care in their later years, and a significant portion of adults aged 50 and older are not adequately planning for long-term care.After decades of handling our daily personal care needs without giving them a second thought, it...

The post Why Aren’t More Older Adults Thinking About Long-Term Care? appeared first on Haas & Zaltz, LLP.

May 16, 2025 Many older adults underestimate their likelihood of needing sustained, day-to-day care in their later years, and a significant portion of adults aged 50 and older are not adequately planning for long-term care.After decades of handling our daily personal care needs without giving them a...

Haas & Zaltz, LLP

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08/27/2025

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07/30/2025

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