HDB Consultancy

10/05/2023

With effect from 9 May 23, the procedure for HDB purchase has changed.

Application will be via the below link instead, My Flat Dashboard:
https://services2.hdb.gov.sg/web/bp28/TimeLine/my-flat-dashboard

Instead of HLE application, now it is known as HFE, which integrates the loan and grant applications. You can also obtain the IPA from financial institutions from this site.

HFE letter will inform you what type of flat (new or resale) you are eligible for, and is valid for 6 months.

06/05/2023

Do you know what's your valuation of your HDB?
Do you know what's the overall price trend in your area?

Having an understanding of your HDB valuation and Price Trend in your area, you will be able to make a better decision for your next move.

Free Valuation Report
Free Consultation and Analysis
Discuss what are your options

Contact us now!
https://wa.link/7pllvx

06/05/2023

One of the latest in a very central location!
30 years on... new BTOs in Sin Ming area!

27/10/2021

Latest HDB measures on Prime Location HDBs (New BTO only)

- MOP extended to 10 years
- Claw back of subsidy upon sales (for BTO buyer)
- Income ceiling cap of max $14,000
- Must not own or sell any private property within 30 months
- Cannot rent out whole house

Understanding the impact of this new policy so that you will know what should be the correct path to take.

Ronald Lim
8813 2334
What's app : https://wa.link/b5b6mr
https://smart-real.estate/

https://www.straitstimes.com/singapore/housing/subsidy-clawback-10-year-mop-for-new-prime-location-hdb-flats-to-keep-them?utm_campaign=stfb&utm_medium=social&utm_source=facebook&fbclid=IwAR1qHnchEO86yLEDO8YVz3shO8rYl7WKORSe5M-AJr0mbOk2kitOmXIGlEo

Resale buyers of these flats must have a monthly household income of not more than $14,000, among other criteria.. Read more at straitstimes.com.

21/10/2021

Public opinion/ feedback for the future of HDB has ended! 🧐

Now awaiting for the next changes to take place! Will we be seeing a more fair system such that all Singaporeans will have a fair chance for the new HDB in prime district?

Or will we see more actions to curb the growth of future HDB - such as longer MOP, not allowed to rent out even after MOP, capital gain tax on the proceeds from selling HDB, etc 😅😅😅

What will be your safe bet? How to have a plan to keep your asset growing? How to build towards retiring and a legacy for your future?

Ronald Lim
8813 2334
What's app : https://wa.link/b5b6mr
https://smart-real.estate/

05/10/2021

Ever wonder how Singapore is transforming from 2030 and beyond? Will this transformation affect you, and your property?

Check out the transformation in the making:
https://www.straitstimes.com/multimedia/graphics/2021/08/sg-2030/index.html?shell

And catch me for a drink 😋
Ronald Lim
8813 2334
What's app : https://wa.link/b5b6mr
https://smart-real.estate/

What will Singapore look like in 2030? From NS Square to the Greater Southern Waterfront and Changi’s terminal 5, we take you through some of the major infrastructure projects that are set to be completed in the years ahead.

03/10/2021

HDB resale pricing already hit new heights since 2013!
Are you taking the opportunity to work on your asset progression?!

Opportunity don't last and seize it when is the right moment.

Contact me to do your free asset progression analysis now!
Ronald Lim
8813 2334
What's app : https://wa.link/b5b6mr
https://smart-real.estate/

31/08/2021

Wah...Private Condo way too expensive for me to buy! I rather keep my HDB! 😅

Great thinking!?

How much your HDB had risen since the day you bought? How much more appreciation will you achieve?
Why the rich always get richer, and they can have 1st house, and then many more? Why can they leave behind these legacies to their next generation?

The key is to see opportunity and then act on it. From your HDB, you can always cash in on the profits with the capital appreciation and then move to possibly an Executive Condo to make your next growth in your capital appreciation.
Make your assets work for you, and not make them become a liability to you!

Feel free to contact me to have a discussion
Ronald Lim
8813 2334
What's app : https://wa.link/b5b6mr
https://smart-real.estate/

18/05/2021

Delay By A Year or More ?!

From 3 years to 4 years or waiting to move in! By time Minimum Occupation Period is over, that's 9 to 10 years from now! Worth the wait?

Go for resale, possible paying $15,000 to $50,000 or more for Cash Over Valuation due to higher demand! Worth the buy?

Have a chat on options?
What's app: https://wa.link/40wi5w
Website: http://smart-real.estate

07/05/2021

How long can this frenzy last?!

Is this good for seller or buyer right now? If you are having thoughts of upgrading to a private property, is this the correct opportunity? Similarly, if you are thinking of selling your HDB, is this the correct opportunity?! 😝

Is always important to act before actions taken, when will government be stepping in? What happens when they do that?

How about a discussion on the pros and cons?
What's app: https://wa.link/40wi5w
Website: http://smart-real.estate

04/05/2021

What's your current estimated HDB valuation?
What's the rental can you fetch?

You can obtain this with an ease, contact us now:
What's app: https://wa.link/40wi5w
Website: http://smart-real.estate

03/05/2021

HDB resale prices had shot up by 8.1 per cent following four consecutive quarters of increases in the past year, and are currently just 4.8 per cent below the last peak in 2013 !!! 😱😱😱
What's your take if you are a Seller? And what will your take if you are a Buyer?
https://www.channelnewsasia.com/.../big-read-rising...
There will still be buyers out there looking at Resale HDB, so are you still waiting for higher pricing? Or you will take the opportunity right now?
If you are a buyer, what's the options you have? What's the advantage and disadvantage of the various options?
Let's have a discussion.
What's app: https://wa.link/40wi5w
Website: http://smart-real.estate