Talisic LAW Office

Talisic LAW Office Talisic LAW Office: Owned & managed by Atty. Matt Gershom Talisic
General Practitioner - Attorney-at-Law/Notary Public

Just the usual day in the office.
10/12/2025

Just the usual day in the office.

For your real estate transfer needs.
05/12/2025

For your real estate transfer needs.

๐Ÿ™ƒ
17/05/2025

๐Ÿ™ƒ

17/03/2025

Pinagbabayad ng ng danyos ang isang g**o sa pamilya ng isang taong namatay matapos tamaan ng puno ng saging na ipinag-utos niyang putulin ng kanyang estudyante.

Ayon sa Korte, ang mga g**o ay maaaring mapanagot para sa pinsalang dulot ng isang mag-aaral sa ilalim ng kanilang pangangasiwa kung hindi sila nagsagawa ng angkop na pagsisikap o due diligence para mapigilan ang anumang insidente.

Sa Desisyon na isinulat ni Associate Justice Ramon Paul L. Hernando, pinagtibay ng First Division ng Korte ang pananagutan ni Gil Apolinario (Apolinario), ang punong-g**o ng Brgy. Palale Elementary School sa Sta. Margarita, Samar, para sa danyos na bunga ng pagkamatay ni Francisco De Los Santos (De Los Santos).

Inutusan ni Apolinario ang isang 15-anyos na estudyante na putulin ang puno ng saging malapit sa paaralan at katabi ng highway. Tinamaan si De Los Santos na noon ay sakay ng isang motorsiklo.

Pinagbabayad ng Korte si Apolinario ng PHP 355,000.00 bilang danyos at gastusin sa paglilitis sa mga tagapagmana ni De Los Santos.

Ayon sa Korte Suprema, ang mga g**o at pinuno ng paaralan ay may pananagutan sa mga aksyon ng mga mag-aaral habang nasa ilalim ng kanilang pangangasiwa. Kahit sa labas ng oras ng pag-aaral, ang mga tagapagturo ay dapat magsagawa ng angkop na pagsisikap kapag nagtatalaga ng mga gawain sa mga mag-aaral.

Sa ilalim ng Civil Code, ang isang taong nagdudulot ng pinsala sa iba dahil sa pagkakamali o kapabayaan ay dapat magbayad para sa pinsalang nagawa. Sa ilalim ng prinsipyo ng vicarious liability, ang obligasyong ito ay nalalapat din sa mga g**ong nangangasiwa at mga pinuno ng paaralan na pangunahing responsable sa mga aksyon ng kanilang mga mag-aaral habang nasa ilalim ng kanilang pangangasiwa, maliban kung maipakita nila na gumawa sila ng wastong pag-iingat.
Sinabi ng Korte na nabigo si Apolinario na magsagawa ng due diligence. Hindi niya ginawa ang mga kinakailangang pag-iingat upang matiyak ang kaligtasan ng mga mag-aaral at iba pang mga tao sa kalapit na lugar na maaaring maapektuhan.

Basahin ang buong teksto ng press release sa https://sc.judiciary.gov.ph/sc-teacher-liable-for-damages-for-death-caused-by-student/.

Basahin ang buong teksto ng Desisyon sa https://sc.judiciary.gov.ph/gil-apolinario-v-heirs-of-francisco-delos-santos-represented-by-edwin-delos-santos/.


FYI..
13/03/2025

FYI..

POV: MADALI LANG PALA MAGTRANSFER NG TITLE NG LUPA AT BAHAY

YUNG PROCEDURES AY ITO:

๐—›๐—ผ๐˜„ ๐˜๐—ผ ๐—ง๐—ฟ๐—ฎ๐—ป๐˜€๐—ณ๐—ฒ๐—ฟ ๐—ฅ๐—ฒ๐—ฎ๐—น ๐—˜๐˜€๐˜๐—ฎ๐˜๐—ฒ ๐—ง๐—ถ๐˜๐—น๐—ฒ๐˜€ ๐—ถ๐—ป ๐˜๐—ต๐—ฒ ๐—ฃ๐—ต๐—ถ๐—น๐—ถ๐—ฝ๐—ฝ๐—ถ๐—ป๐—ฒ๐˜€ (๐—™๐—ฟ๐—ผ๐—บ ๐—ฎ ๐—ฆ๐—ฎ๐—น๐—ฒ)
Properly transferring a real estate title in the Philippines is a critical step to ensure legal ownership and avoid future disputes. This process can be complex and time-consuming, but it is essential to prevent any potential legal issues and financial losses. Here's a simplified guide to help you through the process and ensure a smooth transition of ownership.

๐—ฃ๐—ผ๐˜๐—ฒ๐—ป๐˜๐—ถ๐—ฎ๐—น ๐—ฃ๐—ฟ๐—ผ๐—ฏ๐—น๐—ฒ๐—บ๐˜€
๐™๐™ฃ๐™ง๐™š๐™œ๐™ž๐™จ๐™ฉ๐™š๐™ง๐™š๐™™ ๐™Ž๐™–๐™ก๐™š๐™จ: If a property sale isn't registered and the title isn't transferred, future disputes can arise, especially if the original parties pass away.
๐™„๐™ฃ๐™˜๐™ค๐™ข๐™ฅ๐™ก๐™š๐™ฉ๐™š ๐˜ฟ๐™ค๐™˜๐™ช๐™ข๐™š๐™ฃ๐™ฉ๐™จ: Purchasing a property without verifying all documents can lead to issues if supporting documents are missing.
๐˜พ๐™ค๐™ง๐™ฅ๐™ค๐™ง๐™–๐™ฉ๐™š ๐™Ž๐™–๐™ก๐™š๐™จ: If a corporation sells a property but dissolves before the title transfer is complete, the buyer may face difficulties.
๐—ฆ๐˜๐—ฒ๐—ฝ-๐—ฏ๐˜†-๐—ฆ๐˜๐—ฒ๐—ฝ ๐—š๐˜‚๐—ถ๐—ฑ๐—ฒ
๐™„. ๐™‹๐™ง๐™š๐™ฅ๐™–๐™ง๐™–๐™ฉ๐™ž๐™ค๐™ฃ
1. ๐˜ฟ๐™ค๐™˜๐™ช๐™ข๐™š๐™ฃ๐™ฉ๐™จ ๐™›๐™ค๐™ง ๐˜ฟ๐™š๐™š๐™™ ๐™ค๐™› ๐™Ž๐™–๐™ก๐™š:
-Deed of Absolute Sale
-Acknowledgment of Payment
-Affidavit of Non-Tenancy (if applicable)
-Affidavit of Land Holdings (if applicable)
2. ๐™Ž๐™ž๐™œ๐™ฃ๐™ž๐™ฃ๐™œ ๐˜ฟ๐™ค๐™˜๐™ช๐™ข๐™š๐™ฃ๐™ฉ๐™จ:
-Both parties sign the Deed of Sale and Acknowledgment Receipt.
-Seller signs the Affidavit of Non-Tenancy (if applicable).
-Buyer signs the Affidavit of Land Holdings (if applicable).
3. ๐˜ผ๐™™๐™™๐™ž๐™ฉ๐™ž๐™ค๐™ฃ๐™–๐™ก ๐˜ฟ๐™ค๐™˜๐™ช๐™ข๐™š๐™ฃ๐™ฉ๐™จ
-2 government-issued IDs of both parties
-Tax Identification Number (TIN) of each party
-Original Ownerโ€™s Duplicate of Title
Marriage Contract (if applicable)
-Previous Certificate Authorizing Registration (CAR)
-Tax Declaration
-Real Property Tax (RPT) Receipts
-Special Power of Attorney (SPA) if applicable
4. ๐™‰๐™ค๐™ฉ๐™–๐™ง๐™ž๐™ฏ๐™–๐™ฉ๐™ž๐™ค๐™ฃ: Notarize all signed documents.
๐—œ๐—œ. ๐—ฃ๐—ฎ๐˜†๐—บ๐—ฒ๐—ป๐˜ ๐—–๐—ผ๐—บ๐—ฝ๐˜‚๐˜๐—ฎ๐˜๐—ถ๐—ผ๐—ป๐˜€ ๐—ฎ๐—ป๐—ฑ ๐—–๐—ฒ๐—ฟ๐˜๐—ถ๐—ณ๐—ถ๐—ฒ๐—ฑ ๐—–๐—ผ๐—ฝ๐—ถ๐—ฒ๐˜€
1. ๐˜ฝ๐™ช๐™ง๐™š๐™–๐™ช ๐™ค๐™› ๐™„๐™ฃ๐™ฉ๐™š๐™ง๐™ฃ๐™–๐™ก ๐™๐™š๐™ซ๐™š๐™ฃ๐™ช๐™š (๐˜ฝ๐™„๐™):
-Get computation for Documentary Stamp Tax (DST) and Capital Gains Tax (CGT).
2. ๐˜พ๐™ž๐™ฉ๐™ฎ ๐™๐™ง๐™š๐™–๐™จ๐™ช๐™ง๐™š๐™งโ€™๐™จ ๐™Š๐™›๐™›๐™ž๐™˜๐™š:
-Get computation for Transfer Tax and Tax Clearance.
3. ๐˜พ๐™ž๐™ฉ๐™ฎ ๐˜ผ๐™จ๐™จ๐™š๐™จ๐™จ๐™ค๐™งโ€™๐™จ ๐™Š๐™›๐™›๐™ž๐™˜๐™š:
-Obtain a Certified True Copy of the Tax Declaration.
4. ๐™๐™š๐™œ๐™ž๐™จ๐™ฉ๐™ง๐™ฎ ๐™ค๐™› ๐˜ฟ๐™š๐™š๐™™๐™จ:
-Get computation for Registration Fee and a Certified True Copy of the existing Title.
๐—œ๐—œ๐—œ. ๐—ฃ๐—ฟ๐—ฒ๐—ฝ๐—ฎ๐—ฟ๐—ฒ ๐—ฃ๐—ฎ๐˜†๐—บ๐—ฒ๐—ป๐˜๐˜€
1. ๐˜ฟ๐™š๐™–๐™™๐™ก๐™ž๐™ฃ๐™š๐™จ:
-CGT: 30 days after notarization of Deed of Sale.
-DST: 5th day of the following month from notarization.
-Transfer Tax: 60 days from ex*****on of Deed of Sale.
-Registration Fee: 1 year from CAR release date + 6 months extension if approved by BIR.
๐—œ๐—ฉ. ๐—ฃ๐—ฟ๐—ผ๐—ฐ๐—ฒ๐˜€๐˜€ ๐—ฃ๐—ฎ๐˜†๐—บ๐—ฒ๐—ป๐˜๐˜€
1. ๐˜ฝ๐™„๐™:
-Submit required documents to ONETT for computation.
-Pay DST and CGT at the Accredited Agent Bank.
-Return to BIR to file documents and obtain the new CAR.
2. ๐˜พ๐™ž๐™ฉ๐™ฎ ๐™๐™ง๐™š๐™–๐™จ๐™ช๐™ง๐™š๐™งโ€™๐™จ ๐™Š๐™›๐™›๐™ž๐™˜๐™š:
-Submit Deed of Sale and IDs.
-Pay Transfer Tax and get the Transfer Tax Clearance.
3. ๐™๐™š๐™œ๐™ž๐™จ๐™ฉ๐™ง๐™ฎ ๐™ค๐™› ๐˜ฟ๐™š๐™š๐™™๐™จ:
-Submit CAR, Deed of Sale, and Transfer Tax Clearance.
-Pay the registration fee.
๐—ฉ. ๐—™๐—ผ๐—น๐—น๐—ผ๐˜„ ๐—จ๐—ฝ
1. ๐™๐™š๐™œ๐™ž๐™จ๐™ฉ๐™ง๐™ฎ ๐™ค๐™› ๐˜ฟ๐™š๐™š๐™™๐™จ:
-Follow up on the new Title application.
-Once released, file a copy with the City Assessorโ€™s Office.
๐—ฉ๐—œ. ๐—ก๐—ฒ๐˜„ ๐—ง๐—ฎ๐˜… ๐——๐—ฒ๐—ฐ๐—น๐—ฎ๐—ฟ๐—ฎ๐˜๐—ถ๐—ผ๐—ป
1. ๐˜พ๐™ž๐™ฉ๐™ฎ ๐˜ผ๐™จ๐™จ๐™š๐™จ๐™จ๐™ค๐™งโ€™๐™จ ๐™Š๐™›๐™›๐™ž๐™˜๐™š:
-Present the new Title to get a new Tax Declaration.
๐—™๐—ถ๐—ป๐—ฎ๐—น ๐—ฅ๐—ฒ๐—บ๐—ถ๐—ป๐—ฑ๐—ฒ๐—ฟ๐˜€
Pay close attention to details to avoid delays.
Bring original documents when in doubt.
Be patient due to potential wait times.
By following these steps, you can ensure a smooth and proper transfer of the real estate title.








"The legal profession has long been a formidable foundation for leadership in the highest office of the land. History te...
10/02/2025

"The legal profession has long been a formidable foundation for leadership in the highest office of the land. History tells us that a significant majority of Philippine Presidents once walked the halls of justice as lawyers before taking the helm of the nation. Their legal acumen, honed in the pursuit of justice and governance, has shaped policies, upheld the rule of law, and steered the country through pivotal moments. Does this pattern reflect a nation's trust in the discipline and critical thinking that the legal profession instills? ๐Ÿ‡ต๐Ÿ‡ญโš–๏ธ "

TRABAHO/PROPESYON, BAGO MAGING PULITIKO
Emilio Aguinaldo - SOLDIER
Manuel L. Quezon - LAWYER
Jose P. Laurel - LAWYER & LAND SURVEYOR
Sergio Osmeรฑa Sanson - LAWYER & JOURNALIST
Manuel Roxas - LAWYER
Elpidio Quirino - LAWYER
Ramon Magsaysay - AUTO MECHANIC
Carlos P. Garcia - LAWYER & POET
Diosdado Macapagal - LAWYER & REPORTER
Ferdinand Marcos - LAWYER & SOLDIER
Cory Aquino -
Fidel V. Ramos - CIVIL ENGINEER & SOLDIER
Erap Estrada - ACTOR
Gloria Macapagal-Arroyo - ECONOMICS PROFESSOR
PNoy Aquino - MANAGER
Rodrigo Roa Duterte - LAWYER & FISCAL/ PROSECUTOR
Bongbong Marcos -

HABA NG PAMUMUNO:
Ferdinand Marcos - 20 years and 57 days
Gloria Macapagal-Arroyo - 9 years and 161 days
Manuel L. Quezon - 8 years and 260 days
Cory Aquino - 6 years and 126 days
Fidel V. Ramos - 6 years
PNoy Aquino - 6 years
Rodrigo Roa Duterte - 6 years
Elpidio Quirino - 5 years and 257 days
Carlos P. Garcia - 4 years and 287 days
Diosdado Macapagal - 4 years
Ramon Magsaysay - 3 years and 77 days
Erap Estrada - 2 years 204 days
Emilio Aguinaldo - 2 years and 59 days
Manuel Roxas - 1 year and 323 days
Jose P. Laurel - 1 year and 307 days
Sergio Osmeรฑa Sanson - 1 year and 300 days

EDAD NG MAGING PRESIDENTE (Mula sa pinakamatanda)
Rodrigo Roa Duterte - 71 years, 3 months, 2 days
Sergio Osmeรฑa Sanson - 65 years, 10 months, 23 days
Bongbong Marcos - 64 years, 9 months, 3 days
Fidel V. Ramos - 64 years old, 3 months, 12 days
Erap Estrada - 61 years, 2 months, 11 days
Carlos P. Garcia - 60 years, 5 months, 14 days
Elpidio Quirino - 57 years, 5 months, 1 day
Manuel L. Quezon - 57 years, 2 months, 27 days
Manuel Roxas - 54 years, 4 months, 27 days
Gloria Macapagal-Arroyo - 53 years, 9 months, 15 days
Cory Aquino - 53 years, 1 month
Jose P. Laurel - 52 years, 7 months, 5 days
Diosdado Macapagal - 51 years, 3 months, 2 days
PNoy Aquino - 50 years, 4 months, 22 days
Ferdinand Marcos - 48 years, 3 months, 19 days
Ramon Magsaysay - 46 years, 3 months, 29 days
Emilio Aguinaldo - 29 years, 10 months, 1 day

PINAKAMATANDANG NABUHAY NA PANGULO:
Emilio Aguinaldo - Died: Feb 6, 1964 (age 94 years)
Fidel V. Ramos - Died: Jul 31, 2022 (age 94 years)
Diosdado Macapagal - Died: Apr 21, 1997 (age 86 years)
Sergio Osmeรฑa Sanson Died: Oct 19, 1961 (age 83 years)
Cory Aquino - Died: Aug 1, 2009 (age 76 years)
Carlos P. Garcia - Died: Jun 14, 1971 (age 74 years)
Ferdinand Marcos - Died: Sep 28, 1989 (age 72 years)
Jose P. Laurel - Died: Nov 6, 1959 (age 68 years)
Manuel L. Quezon - Died: Aug 1, 1944 (age 65 years)
Elpidio Quirino - Died: Feb 29, 1956 (age 65 years)
PNoy Aquino - Died: Jun 24, 2021 (age 61 years)
Manuel Roxas - Died: Apr 15, 1948 (age 56 years)
Ramon Magsaysay - Died: Mar 17, 1957 (age 49 years)

ANG KINAMATAY NILA:
Manuel L. Quezon - 1944 (Tubercolosis)
Manuel Roxas - 1948 (Heart Attack)
Sergio Osmeรฑa Sanson - 1961 (pulmonary edema)
Emilio Aguinaldo - 1964 (Coronary thrombosis)
Elpidio Quirino - 1956 (Heart attack)
Ramon Magsaysay - 1957 (Plane Accident)
Jose P. Laurel - 1959 (cerebral hemorrhage)
Carlos P. Garcia - 1971 (Heart attack)
Ferdinand Marcos - 1989 (cardiac arrest)
Diosdado Macapagal - 1997 (Pneumonia)
Cory Aquino - 2009 (Colon Cancer)
PNoy Aquino - 2021 (Kidney failure)
Fidel V. Ramos - 2022 (Coronavirus disease)

EDAD NILA SA KASALUKYAN (Living)
Erap Estrada - 87 years old
Rodrigo Roa Duterte - 79 years old
Gloria Macapagal-Arroyo - 77 years old
Bongbong Marcos - 67 years old

03/01/2025

The Supreme Court reiterated that while lenders can acquire properties used as loan collateral, ownership cannot automatically transfer to them.

The SC explained that pactum commissorium occurs when (1) a property is used as collateral for a loan; and (2) the loan agreement includes a provision automatically transferring ownership of the collateral to the lender if the borrower fails to pay.

The SC emphasized that pactum commissorium is prohibited to protect borrowers from losing properties that may be worth more than their debt. Ownership can only be transferred through foreclosure and a public auction.

However, the SC clarified that this prohibition only applies to automatic transfers of ownership. Borrowers are free to voluntarily sell their collateral to lenders as repayment.

In this case, the realty corporation willingly entered into a separate agreement to sell its properties to the lenders as payment for the loan. The SC ruled that this was not an automatic transfer and, therefore, did not violate the prohibition against pactum commissorium.

The Decision is from the SC First Division, penned by Chief Justice Alexander G. Gesmundo.

Read the full text of the press release at:
https://sc.judiciary.gov.ph/sc-automatic-transfer-of-collateral-for-loan-repayment-prohibited/

Read the full text of the Decision at:
https://sc.judiciary.gov.ph/217368-ruby-shelter-builders-and-realty-development-corporation-vs-romeo-y-tan-et-al/



Copying of this content is subject to the SC PIOโ€™s Credit Attribution Policy: https://sc.judiciary.gov.ph/credit-attribution-policy/

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