14/09/2026
๐ก OWN YOUR HOME THROUGH THE EXPANDED 4PH PROGRAM
AMICA RESIDENCES
๐SITIO NAG-ILOG, BRGY. PARANG,BAGAC,BATAAN
ECC-OL-R03-2021-0622
LTS NO. 0000281
Hatid ng Pag-IBIG Fund at Rabino Home Builders Corporation
Under the Expanded Pambansang Pabahay Para sa Pilipino (4PH) Program through Pag-IBIG Fund, qualified buyers may enjoy more affordable financing and possible interest subsidy.
PROPERTY DETAILS
๐ Amica Residences Parang
๐ Modern Bungalow/rowhouse-type unit
Lot Area: 50 sqm
Floor Area: 32.5 sqm
Total Contract Price: โฑ950,000
FINANCING HIGHLIGHTS
โ
No Reservation Fee
โ
No Downpayment
โ
Up to 30 years loan term, subject to qualification
โ
Qualified beneficiaries may enjoy a subsidized interest rate
HOW DOES THE SUBSIDY WORK?
The base interest rate is 3%.
For qualified beneficiaries who are approved for an additional 2% interest subsidy, the effective rate may go down to 1%.
3% Base Rate
โ 2% Government Subsidy
= 1% Effective Subsidized Rate
This means the government subsidy helps reduce the interest burden of the qualified borrower.
๐ Important: The 1% rate is subject to borrower qualification, availability of subsidy, and final Pag-IBIG/government approval.
SAMPLE MONTHLY AMORTIZATION
Based on โฑ950,000 TCP
At 3% Base Rate:
5 Years โ โฑ17,070.26/month
10 Years โ โฑ9,173.27/month
15 Years โ โฑ6,560.53/month
20 Years โ โฑ5,268.68/month
25 Years โ โฑ4,505.09/month
30 Years โ โฑ4,005.24/month
At 1% Subsidized Rate:
5 Years โ โฑ16,239.06/month
10 Years โ โฑ8,322.39/month
15 Years โ โฑ5,685.70/month
20 Years โ โฑ4,369.00/month
25 Years โ โฑ3,580.29/month
30 Years โ โฑ3,055.58/month
WHO MAY QUALIFY?
โ
Active Pag-IBIG Fund member
โ
At least 12 months Pag-IBIG membership savings
โ
Priority for first-time homebuyers/grantees
โ
Locally based applicants must be within the applicable income ceiling
โ
OFWs may apply regardless of monthly income, subject to Pag-IBIG evaluation
โ
Not more than 65 years old upon application
โ
Not more than 70 years old at loan maturity
โ
No foreclosed/disqualified previous Pag-IBIG housing loan account
โ
Existing Pag-IBIG short-term loan, if any, must be updated
INCOME CEILING
For locally based applicants:
๐ NCR: โฑ47,855.82/month
๐ Outside NCR: โฑ34,685.82/month
Income ceiling refers to the prescribed gross monthly income limit that an applicant must not exceed to qualify under the program.
PROOF OF INCOME MAY INCLUDE
For employed applicants:
โ๏ธ Certificate of Employment and Compensation
โ๏ธ Latest ITR / BIR Form 2316
โ๏ธ Certified recent payslip
For self-employed applicants:
โ๏ธ ITR and financial statements
โ๏ธ Business permits/registration
โ๏ธ Bank statements
โ๏ธ Commission income records
โ๏ธ Rental income documents
โ๏ธ Other acceptable proof of income
For OFWs:
โ๏ธ Employment Contract
โ๏ธ Certificate of Employment and Compensation
โ๏ธ Payslip
โ๏ธ OEC / OWWA documents
โ๏ธ Passport and working visa
โ๏ธ Remittance records
โ๏ธ Other applicable overseas employment documents
๐Rates, subsidy, monthly amortization, loan term, eligibility, and final approval are subject to Pag-IBIG Fund evaluation, applicable Expanded 4PH guidelines, subsidy availability, and borrower qualification. Actual unit specifications and final project terms shall be based on the developerโs approved documents.
๐ฉ For inquiries & reservations, Feel free to call or send a message.
GRACIOUS LOPEZ-CAPILI, REB, REA
Real Estate Broker
PRC Lic. No. 0035631
PTR No. 3876368
DHSUD Reg. No. 07250802
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๐ง[email protected]
09620820243
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