Rahayu - EDUdebt

Rahayu - EDUdebt Helping you stress less about debt, one step 👣 at a time.
👂🏼 Free assessment | 🫶🏼 No judgement. Link to contact ⬇️

15/01/2026

Using your parents money without the intention to return it back? Then watch this ⬇️

14/11/2025

🌿 A little trip down memory lane.
Click on the post below to see full video

Rock Santai 2023 — my true baby consultant era.
This was one of my very first events after joining EDUdebt, still learning the ropes, still finding my way, and honestly… still trying not to look too nervous. 😅

EDUdebt had a booth outside the auditorium, and it was also my first time working closely with our marketing admin. Our goal was simple: to create awareness, share useful financial insights, and be there for anyone who wanted to understand their options better.

Looking back now, it feels so nostalgic.
I remember the excitement, the awkward newbie moments, and how every conversation felt like a mini milestone.

It’s humbling to see the growth since then — from that wide-eyed beginner to where I am today.
Grateful for the journey, the lessons, and the people I’ve met along the way. ✨

Here’s to humble beginnings and the chapters they open. 🌿

10/11/2025

🌧 Feeling lost and weighed down by debts?
Take a deep breath — Allah never burdens a soul beyond what it can bear. 🤍
Start with peace in your heart, and guidance will follow.
If you need someone to talk to, I’m just a message away. 💌

⸻

🌧 “Ya Allah… I have too many debts.” 🌧

The weight of debt is unlike any other.
It drains your energy, keeps you awake at night, and makes every day feel heavy. 😔

But what if… you could start by finding peace first — not just in your wallet, but in your heart? 💗

Here are 7 spiritual practices that can help break through the feeling of helplessness when it comes to debt:

1️⃣ Solat Taubat every night
2️⃣ Recite Doa Nabi Yunus whenever you feel anxious
3️⃣ Perform Solat Dhuha every morning
4️⃣ Repeat the zikr “Ya Fattah, Ya Razzaq” 100 times after prayer
5️⃣ Recite Surah Al-Waqi’ah every night
6️⃣ Give sadaqah — even if it’s just your time or effort
7️⃣ Perform Solat Hajat — ask Allah to open the path for you to clear your debts

🌿 These steps don’t erase your debts overnight… but they strengthen your heart while you work on them. When your heart finds peace, your mind becomes clearer to take real-world steps forward.

💌 If you’re struggling with debts and don’t know where to start, message me Ayu Amera or WhatsApp -
https://tinyurl.com/whatsapprahayu

Sometimes all you need is someone to guide you — spiritually ✨ and financially.


06/11/2025

If you can’t manage even the smallest amount of money in your hands, you can never dream of having more. Because if you do, you’re just gona lose it all…

🌙 Eid Mubarak from EDUdebt! 🌙As we celebrate this joyous occasion, we reflect on the values of gratitude, compassion, an...
31/03/2025

🌙 Eid Mubarak from EDUdebt! 🌙

As we celebrate this joyous occasion, we reflect on the values of gratitude, compassion, and renewal. May this Eid bring you and your loved ones peace, happiness, and financial stability.

At EDUdebt, we’re here to support you on your journey toward a debt-free future. Just as Eid marks a new beginning, let’s take steps toward financial freedom together.

Wishing you a blessed and prosperous Eid! ✨

Hello everyone, I am Ayu and I am a debt consultant with EDUdebt Pte Ltd.I am passionate about helping individuals who a...
20/10/2024

Hello everyone, I am Ayu and I am a debt consultant with EDUdebt Pte Ltd.
I am passionate about helping individuals who are struggling with debt. I understand that being in debt can be an overwhelming experience and it can seem like there's no way out. However, I assure you that THERE IS a way out and I am here to guide you through the process.

As a debt consultant, I help individuals consolidate their debts and negotiate with creditors to reduce their repayment amounts. With our government regulated scheme, we guarantee that you will be debt free within 5 years. This means you will no longer have to worry about high-interest rates or overwhelming repayments.

My goal is to help as many people as possible to become debt free and to have peace of mind when it comes to their finances. If you or anyone you know is struggling with debt, please do not hesitate to reach out to me. I offer a free, non-obligatory consultation where I can assess your situation and provide you with the best possible solution. Together, we can overcome the debt trap and start your journey towards financial freedom.

Get in touch with me today.

Address

1, Yishun Industrial Street 1, A'Posh Bizhub #08/19
Singapore
768160

Telephone

+6597962769

Website

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