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Silvertime Legal Silvertime Legal is an estate planning service. Our consultants operate all over the UK. The choice is yours.

Silvertime Legal is here to help guide you through the tricky task of later life planning. We assist clients on Wills and Trusts, Probate, Lasting Powers of Attorney, Inheritance Tax Planning. Our focus is to protect the assets and wealth you want to pass on to your loved ones. With over 60-years combined experience throughout the company, we can provide the best possible guidance and advice in all aspects of estate planning. Our team of consultants work in various locations across the UK and can offer a range of appointment options. From the comfort of your own home to a consultation via online video conferencing platforms. It is important to us that you experience a professional and friendly service with high levels of care to you, your family and loved ones. We promise comfort, reassurance, and peace of mind throughout the process. Taking the correct steps now means that you, not intestacy law, will be the one determining who benefits from your estate after you pass.

💥 MYTH MONDAYS 💥MYTH: "My partner is automatically protected." ❌FACT: Cohabiting partners have NO automatic inheritance ...
12/10/2026

💥 MYTH MONDAYS 💥

MYTH: "My partner is automatically protected." ❌
FACT: Cohabiting partners have NO automatic inheritance rights. ⚠️

There's no such thing as a "common law marriage" in England and Wales. No matter how many years you've been together, if you're not married or in a civil partnership and you die without a Will, your partner isn't entitled to inherit anything. Your estate could go to your relatives instead.

Some partners are left having to go to court just to make a claim, at a time when they're already grieving. A Will is the simplest way to make sure the person you share your life with is looked after. ❤️💛

👉 Together but not married? Get in touch with us today.

💥 MYTH MONDAYS 💥MYTH: "My executor will know what to do." ❌FACT: Without a clear Will, even willing executors face delay...
05/10/2026

💥 MYTH MONDAYS 💥

MYTH: "My executor will know what to do." ❌
FACT: Without a clear Will, even willing executors face delays, disputes and unexpected costs. 📄

Being an executor is a much bigger job than most people realise. It can mean tracking down accounts, paying off debts and tax, applying for probate and sharing out the estate, often while they're grieving themselves. If your Will is vague or out of date, they're left guessing what you wanted.

That's when disagreements start and costs creep up. A clear, properly written Will gives your executor a roadmap and takes a huge weight off their shoulders. 🗺️💛

👉 Would your executor know exactly what to do? Get in touch with us today.

💥 MYTH MONDAYS 💥MYTH: "My pension is covered by my Will." ✅FACT: Pensions sit outside your estate. Update your nominatio...
07/09/2026

💥 MYTH MONDAYS 💥

MYTH: "My pension is covered by my Will." ✅
FACT: Pensions sit outside your estate. Update your nomination forms separately. 💼

It surprises a lot of people, but your pension doesn't automatically follow your Will. Pension providers use your nomination (or "expression of wish") form to decide who receives it — and if yours is out of date, it could go to the wrong person entirely.
An ex-partner still named on an old form? It happens more often than you'd think. A quick check with your provider keeps everything in line with your wishes. ✍️💛

👉 When did you last check your pension nomination? Get in touch with us today.

💥 MYTH MONDAYS 💥MYTH: "Putting my house in trust means losing control." ✅FACT: As trustee, you can still live in your ho...
31/08/2026

💥 MYTH MONDAYS 💥

MYTH: "Putting my house in trust means losing control." ✅
FACT: As trustee, you can still live in your home while protecting it for your loved ones. 🔑

This is one of the biggest worries we hear — and it's simply not true. When your home is placed in the right kind of trust, you can be named as a trustee, meaning you stay in control. You carry on living there just as you always have.
The difference? Your home is protected for the people you love, giving you security now and peace of mind for the future. 🏡💛

👉 Want to know how a trust could protect your home? Get in touch with us today.

24/08/2026

Thank you to Silvertime Legal for hosting an informative workshop on Lasting Powers of Attorney (LPA) for Salford carers - we gained some really useful insight and practical information 😊

If the person you care for could one day need support making decisions, a Lasting Power of Attorney can help ensure their wishes are protected.

Silvertime Legal will be hosting another LPA session on Monday 16th November for Carers Rights Day.

If you'd like to attend, please email: [email protected]

💥 MYTH MONDAYS 💥MYTH: "I don't need to worry about inheritance tax." ✅FACT: Rising property values mean more families fa...
24/08/2026

💥 MYTH MONDAYS 💥

MYTH: "I don't need to worry about inheritance tax." ✅
FACT: Rising property values mean more families face inheritance tax than ever. Plan early. 🏡

Inheritance tax isn't just for the wealthy anymore. With house prices climbing, many ordinary families are now over the threshold without even realising it — and that could mean a 40% tax bill on everything above it.
The good news? With early planning, there's plenty you can do to reduce or even remove the amount your loved ones would have to pay. 📉💛

👉 Do you know if your estate could be affected? Get in touch with us today.

💥 MYTH MONDAYS 💥MYTH: "My children will automatically be looked after." ✅FACT: Without a Will, a court decides who raise...
17/08/2026

💥 MYTH MONDAYS 💥

MYTH: "My children will automatically be looked after." ✅
FACT: Without a Will, a court decides who raises your children — not you. ⚖️

Many parents assume that if the worst happened, family would simply step in. But without a Will naming legal guardians, the decision goes to the courts — and they may not choose who you would have chosen.
Naming guardians in your Will is one of the most important things you can do as a parent. It takes minutes, but it gives you certainty for a lifetime. 👶💛

👉 Have you named guardians for your children? Get in touch with us today.

09/08/2026

The Property Protection Trust is one of the most common trusts used in wills. In this article, you'll learn about the PPT and how it is used.

💥 MYTH MONDAYS 💥MYTH: "Estate planning is a one-time job." ✅FACT: Life changes mean your plan should too — review it reg...
27/07/2026

💥 MYTH MONDAYS 💥
MYTH: "Estate planning is a one-time job." ✅
FACT: Life changes mean your plan should too — review it regularly. 🔄
Marriage, divorce, a new grandchild, buying a home, moving abroad — big life moments can leave your Will or LPA out of date without you even realising. What worked five years ago might not reflect your wishes today.
A quick review every so often means your loved ones are always protected, whatever life throws your way. 🔁💛
👉 When did you last review your plan? Get in touch with us today.

💥 MYTH MONDAYS 💥MYTH: "A DIY Will is just as good." ✂️FACT: Poorly written Wills are often challenged or declared invali...
20/07/2026

💥 MYTH MONDAYS 💥
MYTH: "A DIY Will is just as good." ✂️
FACT: Poorly written Wills are often challenged or declared invalid, leaving families in limbo. ⚠️
DIY Wills can seem like a quick, cheap fix — but small mistakes (missing signatures, unclear wording, incorrect witnessing) can be enough to have a Will thrown out entirely. When that happens, it's your family left to deal with the stress, delays and cost of sorting it out.
A properly written Will gives you certainty that your wishes will actually be followed. 📝💛
👉 Want to make sure your Will holds up when it matters? Get in touch with us today.

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Nuneaton

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Friday 9am - 5pm

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