Gary Owen - Wills and Estate Planning

05/10/2026

Need a Lasting Power of Attorney - get them at a discounted price here

With it being National Wills Month - when Wills are in the headlines - it's a great time to also consider Lasting Powers of Attorney (LPA) arrangements.

As you probably already know, Wills come in to use at the point of death. LPA's on the other hand, come in to use whilst you're still alive, but unable to make your own decisions about finances, medication etc. They are a little like car insurance; you pay your premiums but hope that you never have to make a claim. However, if you do, then the plan is already in place to provide reassurance at a time when it's needed.

Many people believe that LPA's are only for the elderly and/or when someone has Alzheimers, Dementia and other such ailments. However this isn't the case at all.

Anyone of us could have an accident at work, IE fall off a ladder and end up in a Coma, thereby being unable to make decisions on anything at all. Like myself, you could suffer a life threatening condition without any warning; this really brings everything in to perspective.

So, urge you to arrange your Wills and LPA's ( I can do both for you) NOW. In order to make the cost less prohibitive, I will offer a 25% off the cost of any LPA's written this month. Please quite reference GOWEP (10/20).

You can contact me on 01633 846115 / 07970 776935

www.garyowen.willsandestate.co.uk

[email protected]

Book an appointment with me. Here's my Calendly link, if you want to find a time that works: : https://calendly.com/garyowen-willsandestateplanning

21/09/2026

Building a Legacy: 3 Generations, 1 Day, and a Shared Vision for the Future

Recently, I had the privilege of helping three generations of the same family plan their Wills and Estate strategies—all in one day.

It was an inspiring reminder of how estate planning is about more than just documents; it’s about fostering communication, aligning goals, and creating a legacy that spans generations.

Here’s why their approach stood out:
1️⃣ Unity Across Generations: By coming together, they ensured their plans complemented one another, reducing potential conflicts and streamlining the process.
2️⃣ Clear Communication: Open discussions helped everyone understand not just the practicalities, but also the family values they wanted to preserve.
3️⃣ Future-Focused Planning: We addressed not just what happens to assets, but how each generation can build on the foundation being laid today.

This experience reinforced how estate planning can bring families closer while safeguarding their future. It’s never too early—or too late—to start these important conversations.

If you’ve been thinking about updating your Will or starting your estate plan, why not involve your loved ones? A collaborative approach could make all the difference.

Only 37% of UK adults have a valid Will in place; don’t be one of the 63% that doesn’t.

Remember, a properly drawn up Will sets out your wishes clearly. This is important because nobody makes good decisions whilst grieving.

Call me on 01633 846115 / 07970 776935, or Instant Message me.

E-mail : [email protected]

WWW :

Protecting what matters most

14/09/2026

Who ya gonna call......?

if you need advice on any of the following, you know where to come..

* Protecting the family home, and passed on according to your wishes

* Providing for an Un-married partner, to ensure that legal protection is in place that reflects your relationship

* Protecting children in "Blended Families"

* Providing for a Vulnerable / Disabled loved one

* Protecting Family wealth for future generations

* Planning for future Care Costs, to protect assets and loved ones from unnecessary financial strain

Who ya gonna call?

Contact " Willbusters" today. details within the image below.

09/09/2026

She thought a basic Will would protect her children. She was wrong !!!

A client was introduced to me believing that leaving everything to her new husband would be enough.

What she didn’t realise was that if he remarried or changed his own Will, her children from a previous marriage could end up with nothing.

If he passed away first, the assets could go to someone else entirely (outside of the family she wanted to protect.)

This is one of the biggest mistakes blended families make. They assume good intentions will override legal realities.

They don’t!!

So, of course I helped her put a protected Will in place, securing her children’s inheritance no matter what the future held for the family as a whole…

…because when it comes to family, a wish isn’t enough - you need a plan.

Have you ever seen someone unintentionally disinherit their loved ones? It happens more often than people think.

Contact me via phone on 01633 846115 / 07970 776935 for an informal chat about this , or e-mail me on [email protected].

garyowenwillsandestates.co.uk

24/08/2026

What legacy will you leave behind? What is the gift you have to share with your family, and will that gift echo through the minds and souls of many?

Estate Planning is something that many people put off. "It won't happen to me / I'm too young....." are some of the reason that people defer the setting up of plans.

But what if......?

Today, I'd you to take 2.5 minutes out of your day, and watch the accompanying video. It might make you think again.

https://youtu.be/H1t50ZefD8A?si=5zLMM9hZWswqq1ce

Please "Like" & "Share" my pages

garyowenwillsandestates.co.uk
linkedin.com/in/gary-owen-7435855b,
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20/08/2026

Today's the Day.........

If you've been thinking about / have any questions about Wills, Lasting Power of Attorneys or Trusts - including protecting properties to the extent of using all the equity within your property to fund Long Term Care costs - then, today's the day to sort things out.

My free walk-in clinic at The Magor and Undy Community Hub, runs between 10.00am - 2.00pm

Why not pop-in, gain some invaluable advice and look to arrange things now (to make it easier for you, I'll come to you to arrange everything, if required).

Looking forward to seeing as many of you as possible later today.

Gary

10/08/2026

What Does an Estate Planner Do – And How Can They Help You?

Hi, I'm Gary, your local Estate Planning expert. I thought I'd give a brief introduction to what I do to help people.

Many people think estate planning is only for the wealthy, but the truth is that everyone can benefit from having a plan in place.

An estate planner helps you organise your affairs so that your wishes are carried out if you become unable to make decisions or after you pass away. More importantly, they help provide peace of mind for you and your loved ones.

An estate planner can help with:

✅ Writing a Will – Ensuring your assets go to the people you choose and making the process easier for your family.

✅ Lasting Powers of Attorney (LPA) – Appointing trusted people to make decisions about your finances or health if you're unable to do so yourself.

✅ Protecting Your Family – Helping to safeguard your home, savings, and other assets for future generations.

✅ Inheritance Tax Planning – Exploring legal ways to help reduce the amount of inheritance tax that may be payable.

✅Protecting Vulnerable Adults - helping plan for ways in which vulnerable adults /minors can inherit effectively.

✅ Planning for Care Costs – Looking at strategies that may help protect assets while ensuring you receive the care you need.

✅ Business Succession Planning – Helping business owners plan for the future and ensure a smooth transfer of ownership.

Estate planning isn't about expecting the worst—it's about being prepared, protecting the people you love, and making sure your wishes are respected.

The earlier you put a plan in place, the more options you may have and the greater the peace of mind for you and your family.

If you've been putting it off, now is a great time to start the conversation. A professionally prepared estate plan can make all the difference when your family needs it most.

Have you thought about your estate plan? Share your thoughts or questions in the comments below—I'd love to hear from you.

07/08/2026

If you have any questions, or want to arrange Wills, Lasting Power of Attorneys or Trusts for protection against Care Costs, I'm running a free walk-in clinic at The HUB on 20/8/26, between 10.00am-2.00pm

Fell free to pop in for a chat, especially if you have been meaning to get around to any of the above areas of Estate Planning, but never quite manage to make it happen.

04/08/2026

🤔 WHAT IF...?

Have you ever stopped to think...

❓ What if something happened to you tomorrow?

What if no one knew where your original Will was?
What if your family couldn't access important documents?
What if your loved ones had to deal with delays, extra costs, and unnecessary stress?
What if your wishes couldn't be carried out because your Will couldn't be found?

Many people think that once they've written a Will, the job is done. But where your Will is stored is just as important as having one.

Without a valid, accessible Will:
⚠️ Your estate could be distributed according to the law—not your wishes.
⚠️ Your loved ones may face lengthy legal processes and additional expense.
⚠️ Family disagreements can arise when there is uncertainty.

A professionally prepared Will, stored securely and registered so it can be located when needed, provides peace of mind that your wishes can be followed when it matters most.

Don't leave your family's future to chance.

📞 If you'd like to discuss making a Will and/or ensuring your existing Will is stored safely and can be found when needed, get in touch today for a friendly, no-obligation conversation.

27/07/2026

We all know that the cost of living is ever increasing, and many people are finding it hard to make ends meet.

Have you ever thought about how a family would cope if there was a reduction in income, due to the death of a partner / loved one?

Take action now, to ensure that this doesn't happen to your loved ones.