Spanishlawyer - Angela Ruiz-Cortina

Spanishlawyer - Angela Ruiz-Cortina Google Angela Ruiz-Cortina for exact location of my offices

13/03/2019

Renting your property short term through online booking agencies?
If you have decided to rent your property in Spain using the online agencies such as booking.com, airb&b etc you should know the requirements your property needs to meet to be within the law as well as your tax liabilities.
Your property needs to be registered with the Regional Government, passport and other information from your tenants need to be taken and regular reports given to the Police and regular quarterly taxes filed and paid.
If you need more information or guidance on these issues, please contact my office by email at [email protected]

25/09/2018

NON RESIDENT TAXES.
If you own property in Spain you need to file non resident taxes anually. The time of year to start preparing the needed paperwork for filing year 2017 is now starting.
And if you have never filed you need to bring your filing status up to date.
If you don´t know how to file, my office will be able to help you.
You can email me by using the "contact" form and I will get back to you straight away.

30/01/2017

WHAT IS THE “FLOOR CLAUSE” or CLAUSULA SUELO?.
If you have a variable interest mortgage indexed on the Euribor there may be a hidden or difficult to understand clause indicating that even if the euribor were to go really low, your interest will never go below a certain percentage (3.5%, 4% etc)
This kind of clause is what the High Court has declared invalid forcing the banks to negotiate with each individual to be reimbursed of any amount overcharged.
For more information please contact my office or email me at [email protected]

30/01/2017

SPANISH MORTGAGE WITH A "FLOOR CLAUSE" OR CLAUSULA SUELO. If you have a mortgage from a Spanish Bank it is possible you may have been overcharged. Recent Court rulings passed by the Spanish Supreme Court and the European Court have declared invalid certain clauses in the mortgage contract that may be not easy to understand or not transparent. Added to these Court rulings on the floor clause, another ruling from the Spanish Supreme Court declared abusive the initial mortgage costs imposed by the Banks and that the consumer had to pay when obtaining a mortgage, such as Notary, Stamp duty, Property Registry and the property survey costs - "tasación". For more information please contact my office or email me at [email protected]

16/09/2015

Welcome to my Spanishlawyer page.
If you are in need of Spanish legal advice, thinking of buying or selling your Spanish property, or have some non-resident issues, community/urbanization problems, want to make or change your Will please, do not hesitate to contact me. I speak English fluently and will respond to your queries personally.

Dirección

Calle Real 91, 2/A
Estepona
29680

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