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Inclusive and People-First Realtor with global PM, HR & marketing experience | Ex-Amazonian | Passionate about People, Culture & Community | Yoga, Zumba & Wellness Champ

Mid-Year Outlook For Canada's Housing MarketAs someone deeply invested in the people and communities of British Columbia...
10/16/2026

Mid-Year Outlook For Canada's Housing Market
As someone deeply invested in the people and communities of British Columbia, I keep a close eye on Canada’s housing trends. The mid-year outlook reveals a steady recovery—home resales are picking up, prices are stabilizing, and inventory is finding its balance. Looking ahead to 2027, we can anticipate a continued rise in sales and modest price growth, though affordability and regional differences will still shape the experience for buyers and sellers. My background in project management and compliance helps me navigate these shifting dynamics with care, always keeping community and inclusivity at the forefront.


https://www.housing-trends.com/agent-news/durgalaxmi-ramachandhiramani/1968225-Mid-Year-Outlook-For-Canada%27s-Housing-Market

Private sector must lead Canada's housing response, Carleton expert saysThe gap between Canada’s current housing starts—...
10/15/2026

Private sector must lead Canada's housing response, Carleton expert says
The gap between Canada’s current housing starts—250,000 a year—and the 400,000 to 470,000 needed to keep up with demand is a reality that hits home across our communities. As our population grows, the shortage becomes even more pressing. High development charges and long approval processes only add to the challenge, making it tougher for new homes to come onto the market. From my experience navigating regulations and advocating for balanced solutions in BC real estate, I see the opportunity for the private sector to play a key role in driving innovation and expanding supply. Creating inclusive communities where everyone has access to housing is not just about numbers—it’s about building wellness and opportunity into the places we call home.


https://www.housing-trends.com/agent-news/durgalaxmi-ramachandhiramani/2123247-Private-sector-must-lead-Canada%27s-housing-response%2C-Carleton

10/14/2026

Canada Housing Faces Trade Turmoil
Canada’s housing market is navigating a period of uncertainty, with national activity down about 7% from last year and sales dipping just under 1% month-over-month. Buyers are carefully weighing trade tensions, shifts in oil prices, and ongoing inflation concerns. Rising bond yields are pushing fixed mortgage rates higher, adding another layer of complexity. Despite these headwinds, industry experts still anticipate a busy late Q3 and Q4. The Bank of Canada has held its policy rate steady, and inflation has hovered close to 3% for a second consecutive month—some economists are even pointing to potential rate cuts in 2027 if conditions allow. For the remainder of 2026, expectations are for either stability or just a minor rate hike, with relief possibly on the horizon the following year. The path forward could shift quickly if a new US trade deal emerges, so it’s wise to keep a close eye on the next 6 to 12 months and be prepared for opportunities. Navigating these complex times in the Fraser Valley and beyond, my background in project management, consulting, and compliance continues to shape how I support clients through every market turn.

10/13/2026

Canada's housing markets show persistent regional splits
As someone who brings a wide lens to real estate here in British Columbia, I’m always watching how different regions across Canada experience the market in unique ways. Right now, we’re seeing Toronto’s recovery slow down with prices dropping, while Ottawa’s home values continue to climb. In BC, prices are still on the decline—though the pace is easing—which brings its own set of challenges and opportunities for both buyers and sellers. Montreal is grappling with affordability, and Alberta’s cities like Calgary and Edmonton are cooling, but population growth is providing some underlying support. These persistent regional differences really highlight how local factors, community dynamics, and even wellness trends shape what’s possible for families and investors. I’m passionate about helping clients interpret these shifts so they can make informed decisions, especially in BC’s ever-evolving landscape.

10/12/2026

Canada Needs Twice the Projected Homes
As someone who’s deeply invested in community and housing issues here in BC, I keep a close eye on the numbers that shape our future. The national housing agency now estimates Canada needs between 417,000 and 469,000 new homes each year through 2036 just to bring affordability back to pre-pandemic levels—numbers that far outpace what’s currently being built. In fact, we’re looking at a supply gap of 187,000 to 238,000 homes annually over the next decade if current trends continue. The reality is, construction is set to slow even as demand remains steady, which puts real pressure on affordability and access across the country. Most of today’s building is tied up in projects already underway, so bridging this gap will require a dramatic scale-up in new construction. From my perspective as a Realtor and former project manager, I see firsthand how these national trends impact local buyers and communities. Achieving the necessary pace of housing development is essential if we’re serious about creating inclusive, affordable communities for everyone.

10/11/2026

Happy Thanksgiving

Canada housing affordability and market trendsNavigating the Canadian housing market has become even more challenging fo...
10/10/2026

Canada housing affordability and market trends
Navigating the Canadian housing market has become even more challenging for many of us, shaped by the pandemic’s lasting impact and persistent inflation. The Bank of Canada responded with significant rate hikes over the past few years, but we’ve now seen nine rate cuts—bringing us to 2.25%. Inflation sits near 3%, and fixed mortgage rates are still unpredictable, though some have dipped below 4%. As someone who draws on a background in project management, compliance, and a deep commitment to people and community in BC, I keep a close eye on these shifts to help clients make sense of a complex landscape. Bringing an inclusive approach and the resources of a top Fraser Valley real estate team, my goal is to support your home journey with clarity and care.


https://www.housing-trends.com/agent-news/durgalaxmi-ramachandhiramani/1969760-Canada-housing-affordability-and-market-trends

Canada’s Ambitious Plan: 4.69 Million New Homes by 2036The latest CMHC report highlights a challenge close to home: Cana...
10/10/2026

Canada’s Ambitious Plan: 4.69 Million New Homes by 2036
The latest CMHC report highlights a challenge close to home: Canada will need up to 4.69 million new homes by 2036, which means building 417,000 to 469,000 units every year. Yet, current construction rates are only about half of what’s required—leaving real concerns about future shortages and affordability. For those of us committed to community wellbeing and sustainable growth in British Columbia, these numbers are more than statistics; they’re a call to action. Rising costs, developer caution, and regional disparities add complexity to an already tough situation. As someone who’s navigated both the corporate world and the vibrant cultures of our province, I believe that bridging these gaps is essential for a thriving, inclusive future. Let’s continue the conversation about how we create the communities we want to live in—together.


https://www.housing-trends.com/agent-news/durgalaxmi-ramachandhiramani/1995396-Canada%E2%80%99s-Ambitious-Plan%3A-4.69-Million-New-Homes-by-2036

Canada Poised for Homebuilding Growth Beyond 2025Watching Canada’s homebuilding pace slow yet again is a trend I’m track...
10/08/2026

Canada Poised for Homebuilding Growth Beyond 2025
Watching Canada’s homebuilding pace slow yet again is a trend I’m tracking closely. Housing starts dipped another 2% last month to 17,691 units nationwide, marking a 4% decline so far this year. Interestingly, while Montreal and Vancouver saw increases, Toronto remained steady. With high construction costs, softer demand, and more inventory on the market, forecasts suggest we could see this slowdown persist through 2028. As someone deeply invested in community and wellness here in BC—and with a background in project management and compliance—I’m particularly focused on how these shifts will impact both local neighborhoods and the people who call them home.


https://www.housing-trends.com/agent-news/durgalaxmi-ramachandhiramani/2066111-Canada-Poised-for-Homebuilding-Growth-Beyond-2025

10/07/2026

Canada Needs More Homes to Sustain Affordability
As someone deeply invested in building vibrant, inclusive communities here in British Columbia, I’m watching our housing landscape with both hope and concern. Recent improvements in affordability across Canada are promising, but the momentum feels delicate—especially as new home construction, particularly ownership housing, slows down. The latest projections show we’ll need between 417,000 and 469,000 housing starts every year to get affordability back to where it was before the pandemic by 2036, yet the gap between what’s needed and what’s being built remains wide.

What stands out to me is that most of the new homes in our major markets are rentals now, while ownership-focused builds have lost steam. Even though these rentals are helping to create a more balanced market, slower population growth has only offered temporary relief. Construction has tapered off faster than demand, so if we see demand pick up again, Canada could be left behind.

From my perspective—shaped by years of project management, consulting, and a commitment to wellness and community—the crucial move is keeping ownership housing construction active. This is how we safeguard affordability and avoid deeper supply gaps as demand inevitably rebounds.

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20020 84 Avenue #500A, Langley Twp, BC V2Y 5K9
Langley, BC
V2Y0Z1

Telephone

+16043297929

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