LPI Buyers Agency

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LPI Buyers Agency We help small business owners and busy professionals build wealth through property.

02/10/2026

From 1 October, businesses can no longer add a surcharge when you pay by card. That covers eftpos, Visa and Mastercard, on credit, debit and prepaid cards. The government sold it as cost-of-living relief that would save Aussies $1.6 billion a year.

But the card fees didn’t disappear. Businesses still pay them to the banks every time you tap. They just can’t pass them on as a separate charge anymore. So they either wear the cost or put their prices up, and plenty have already put prices up.

Then on the same day the ban started, the ATO announced it will stop accepting credit card payments after 30 November.

Until now, the ATO charged a surcharge of up to about 2% if you paid your tax by credit card. Under the new rules it can’t do that. Rather than absorb the fees like every other business now has to, it’s just cutting credit cards off. Its reason: it wouldn’t be “appropriate” for card fees to be passed on to the community.

30/09/2026

Here’s a reminder that you’re doing better than you think!

If you’re in your 30s and haven’t bought your first home yet, you’re not behind. You’re right on track with most Australians.

The average first home buyer is now 34. Homes cost almost nine times the average income, and saving a deposit takes more than a decade. Meanwhile, 1 in 2 Australians are living paycheque to paycheque.

This is NOT A personal failing. It’s the reality of today’s market. You’re doing just fine!

Most apartment buyers don’t find out about these 10 things until after they’ve signed.As a Melbourne buyer’s agent, this...
15/09/2026

Most apartment buyers don’t find out about these 10 things until after they’ve signed.

As a Melbourne buyer’s agent, this is the exact checklist I run with every client before they sign anything: Section 32 red flags, cladding and building defects, owners corporation finances, and whether your cooling-off rights even apply.

Miss one of these and it can cost you tens of thousands after settlement, or lock you into a building you can’t easily sell.

Swipe through all 10. Save this before your next inspection, and send it to anyone you know who’s buying!

Follow for free investing tips.

Melbourne Buyers Agent.

10/09/2026

There will always be market corrections.

Over the past 40 years, Australian property has faced plenty of them:

1989–96 - High interest rates and recession. Melbourne values fell around 22% in real terms.

2008–09 - The GFC and tighter credit saw national values fall around 6–8%.

2010–12 - Higher rates and changes to first-home-buyer incentives led to further declines.

2017–19 - Tighter lending, weaker investor demand and affordability pressures saw national values fall around 8%.

2020 - COVID initially pushed values down around 2%, before low rates and government support drove a strong recovery.

2022–23 - Rapid interest rate rises caused national values to fall around 8%, with Sydney down around 14%.

2026 - Higher borrowing costs and changes to negative gearing and CGT have added further pressure to the market.

Despite these corrections, long-term property values have grown significantly:

Sydney: $98K → $1.49M
Melbourne: $82K → $920K
Brisbane: $63K → $1.18M

Corrections are part of market cycles. The important thing is buying well, holding quality assets and taking a long-term view.

Suburb Review of Balaclava, MelbourneComment ‘Report’ and I’ll send you a detailed copy of the suburb report. if you’re ...
08/09/2026

Suburb Review of Balaclava, Melbourne

Comment ‘Report’ and I’ll send you a detailed copy of the suburb report.

if you’re looking to secure an investment property and want expert help finding the right asset, book a strategy call through the link in my bio.

Buyers Agent Melbourne.

04/09/2026

Our economy is in serious trouble and the government needs change its course before some of these impacts become irreversible.

Suburb Review of Hawthorn, MelbourneComment ‘Report’ and I’ll send you a detailed copy of the suburb report.if you’re lo...
01/09/2026

Suburb Review of Hawthorn, Melbourne

Comment ‘Report’ and I’ll send you a detailed copy of the suburb report.

if you’re looking to secure an investment property and want expert help finding the right asset, book a strategy call through the link in my bio.

Buyers Agent Melbourne.

28/08/2026

Speechless 🤔

Thinking about refinancing? Now’s the time to actually do it, not later.Most property owners are equity rich and cash po...
26/08/2026

Thinking about refinancing? Now’s the time to actually do it, not later.

Most property owners are equity rich and cash poor. You could have hundreds of thousands sitting in your property, and still not be able to get your hands on $50,000 tomorrow.

A refinance isn’t just about chasing a better rate. It’s your chance to set up a financial buffer while you’re still in a strong position, before your income, your servicing, or the market moves against you.

Swipe through to see how it works. You set it up as a separate facility, usually interest-only, and you only pay for what you actually draw. The rest just sits there as your buffer, costing you nothing.

Whilst this is tax free money, you still need to pay interest on it if you use the funds for non income producing purposes.

Brisbane Buyers Agent.

Address

110 Bage Street
Nundah, QLD
4012

Telephone

+61452507890

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