12/10/2026
Imagine thinking you can borrow $1.4 million… only to find out your capacity is now under $450,000.
That’s exactly what happened to one of our clients.
An experienced investor with an established portfolio, he was already under contract on a property in the $700k range when his final borrowing capacity came back dramatically lower than expected.
The deal couldn’t proceed.
But that didn’t mean the investment strategy had to stop. It meant the strategy had to change.
Instead of trying to find a cheaper version of the same property, we reconsidered what and where he should buy - looking at established properties, selected regional markets and low-density apartments where the fundamentals still stacked up.
Because when your borrowing capacity changes, your strategy needs to change with it.
Swipe through to see how we approached it.
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