22/08/2026
ATOMA Pay is a digital mobile money service provided by the telecommunications company ATOMA in Afghanistan. It allows users to conduct fast and secure financial transactions directly from their mobile phones via the ATOMA Pay app or USSD short codes.
If you are looking for information regarding cryptocurrency or a blockchain network, you may instead be looking for the ATOMA token or Automata Network (ATA), which uses tokens to pay protocol fees.
📱 Main Features of ATOMA Pay (Mobile Money)Send & Receive Money:
Transfer funds instantly to registered mobile money users nationwide.
Mobile Top-ups & Bundles: Purchase airtime or data bundles directly through your digital wallet.
Bill Payments: Pay for utilities, essential goods, and third-party services digitally.
B2B & Distribution: Utilized locally for corporate operational costs, employees' salary payments, and humanitarian aid distribution.
⚙️ How It Works & RequirementsRegistration: Free at any authorized ATOMA store, customer service point, or via field ambassadors. You must provide a valid National ID (Tazkira) or identity documents, along with a passport-sized photo.
USSD Quick Menu: You can quickly access the ecosystem without internet data by dialing *222 # on an ATOMA SIM card.
Transaction Limits: Standard personal wallets are typically limited to 15,000 AFN per transaction.
Deposits & Cash-outs: You can fund your account or withdraw physical cash at branded ATOMA Kiosks or certified agent locations.
Wallet Balance: There is no minimum balance required; a zero balance is fully permitted.
⚠️ Security PrecautionsYour wallet is entirely protected by a personal 4-to-6-digit ATOMA Pay PIN. Never share this code with anyone. If your mobile device is lost or stolen, you must notify the customer support team immediately by dialing 799 (for prepaid users) or 777 (for postpaid users) to temporarily block your account.
